Father and son with a fishing rod

Family Travel Insurance

RAC customers save 10%1

Please see our FAQs if you have a question

Family Travel Insurance

RAC Family Travel Insurance offers cover for the whole family when you go away. We know that the expenses of travelling with the whole family can add up, so we want you to get great value travel insurance with the protection you need.

Comprehensive travel insurance from a name you can trust

Emergency medical expenses and 24/7 helpline

Lost and delayed luggage

Cancellation cover

Our family travel insurance cover levels

We’ve got three levels of family travel insurance cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover

Silver Cover

Black Cover

COVID-19 protection

COVID-19 protection

COVID-19 protection

£3,000 cancellation cover

£5,000 cancellation cover

£7,500 cancellation cover

£10m emergency medical & repatriation expenses

£15m emergency medical & repatriation expenses

Unlimited emergency medical & repatriation expenses

£1,250 for personal possessions

£2,000 for personal possessions

£3,000 for personal possessions

£500 hospital benefit
(max £20 per day)

£1,500 hospital benefit
(max £50 per day)

£2,000 hospital benefit
(max £50 per day)

£500 gadget cover

£750 gadget cover

£1,000 gadget cover

£400 personal money

£500 personal money

£750 personal money

£25,000 legal costs & expenses

£25,000 legal costs & expenses

£25,000 legal costs & expenses

What is family travel insurance?

Family travel insurance makes sure you’ve got the whole family included on one policy. We offer cover for up to two parents and up to five children. You can buy the policy for a single trip or an annual multi-trip. Depending on how often you plan to travel, an annual multi-trip policy may save you money.

RAC Member and Car Insurance policyholder discount1

RAC members and RAC Car Insurance policyholders save 10% on single trip, annual multi-trip or family policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Protect your gadgets and more

Our optional Gadget Cover offers protection for up to £3,000 worth of gadgets, so those family holiday essentials like tablets, e-readers and cameras can all be protected in the event of theft, damage or loss. As well as this, we offer help with the costs involved with the loss of passports, documents and baggage and even with the expenses incurred in cutting short or cancelling your trip.