Optional Extras - tailor your cover to suit your needs
Personal Accident Cover - Give yourself and your family peace of mind should you experience an accident on your motorbike with cover of up to £10,000 in the event of: accidental death, loss of sight, loss of limb or permanent total disability. Included with Bike Insurance Plus
Excess Protect Cover - Claim up to £600 of your policy excess back in the event of: accidental damage, fire, theft or vandalism
Helmet & Leathers Cover - up to £1,000 cover for your helmet, protective clothing, leathers, gloves and boots following an accident regardless of who was to blame for the accident. Included with Bike Insurance Plus
Legal Expenses Cover - Protect yourself after an accident that wasn’t your fault, with up to £100,000 of legal costs to help you seek recovery of uninsured losses
Bike Hire Plus Cover - Provides a replacement bike for up to 14 days in the event of your vehicle being unrideable following: theft, attempted theft, fire, vandalism and accidental damage
Key Protection Cover - Protection for any lost or stolen keys attached to your key fob
RAC Breakdown Cover (UK and European options available) - 24 hour assistance in the event of a bike breakdown
Full terms and conditions of these products can be found in the Policy Wording.
Alternatively, call us for a quote on 0330 159 1156.
Monday-Thursday: 9:00am – 8:00pm, Friday: 9:00am - 6:00pm, Saturday 9:00am – 4:00pm. Closed Sundays & Bank Holidays.
Types of cover
Third party only - Covers damage to other people's vehicles and property.
Third party, fire and theft - This policy covers the same as third party only, but also includes, theft of vehicle, damage to your vehicle during theft and fire damage.
Comprehensive policy – The most wide-ranging level of cover. This policy includes everything covered by Third party, fire and theft along with accidental damage cover and loss or damage to your scooter.
Why do I need Scooter Insurance?
Motorbike Insurance offers riders cover that echoes the lower costs and reduced risks that come with owning a scooter. Often more practical than owning a considerably larger vehicle, like a sports motorbike, especially when it comes to manoeuvring around busy city centres, scooters offer motorists a sensible and cost effective alternative for short commutes or quick visits to the shops:
With the level of freedom they provide to younger riders, not having to wait that extra year to take their driving licence, or having to rely on the night bus to get home, or worse, needing to get a lift from mum and dad, scooters are ever popular with youngsters.
Likewise, speed limiters on modern scooters mean most vehicles won’t go over 30mph. The savings that can be made with the amazing fuel economy mean scooters are popular with parents alike; knowing their children will be riding safely and cheaply.
For the more experienced rider having a smaller vehicle to make the shorter trips can prove to be a great money saver.
With a number of similar vehicles on the market, the UK definition of a scooter is a light motorcycle with small wheels, with an engine size of 49cc or above, and a step through frame that is usually combined with rear mounted engine. These smaller sized vehicles, with their reduced risks and lower costs, means once a young motorist passes their CBT test and gets their ‘L’ plates, they can take the next step of applying to get insurance and get their scooter on the road.
As it is mandatory in the UK for all vehicles to be insured it is therefore a legal requirement for your scooter to be insured. Regardless of whether you only use your scooter during the summer holidays or have it stored somewhere for the winter, it has to be insured. Exceptions are only given to vehicles with a SORN (Statutory Off Road Notice) sent to them by the DVLA. With the government cracking down on motorists with new Continuous Insurance Enforcement (CIE) regulations, motorists without insurance can find themselves with a £1,000 fine, possible court prosecution or your scooter being seized and destroyed.