What's covered?

Comprehensive Car Insurance Plus
Defaqto Five Star Rating
Standard Comprehensive Car Insurance Third-Party, Fire and Theft Car Insurance
60 days EU cover
(at the same level as in the UK)
Uninsured driver promise      
Vandalism promise      
Courtesy car as standard (subject to availability and eligibility)      
Repairs guaranteed
(for 3 years at approved garages)
Personal accident benefit £10,000 £5,000  
Medical Expenses Up to £250 Up to £100  
Personal belongings Up to £250 Up to £150  
Transport home after an accident Anywhere in Great Britain~    
Child seat cover      
Window Glass Cover      
Emergency Treatment      
Replacement locks      
Cover for Accessories      
Sound and Sat-nav equipment £1000
Or Unlimited if manufacturer-fitted
Or Unlimited if manufacturer-fitted
Or Unlimited if manufacturer-fitted
New car benefit      

Get a quote  

Extend your cover with our range of optional extras – including Guaranteed Replacement Car, Keycare and Breakdown Cover.

If you need to insure your vehicle for a short period of time, the RAC’s temporary car insurance option is perfect for you. Get cover for your car from one hour to 30 days.

Short term car insurance from 1 hour to 30 days.


RAC Learner Driver Insurance offers flexible, short term cover whilst you gain experience behind the wheel. Buy comprehensive cover online 24/7.


A new kind of car insurance for lower mileage drivers.