Breakdown Cover

Get up to £50 FREE fuel*

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New customers spending £99 - £149+. Monthly members will receive phased payments during the policy year. T&Cs apply.

Breakdown Cover

RAC breakdown patrols fix four out of five vehicles at the roadside, within an average of 30 minutes - you can count on us for recovery or roadside assistance. Our patrols carry over 500 parts and tools, including a universal spare wheel, to get you moving again. Our Roadside, Recovery, At Home and Onward Travel product is rated 5 Star by Defaqto.
Cover for your vehicle

Cover for your car, whoever is driving

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home


We'll take you, up to 8 passengers and your car to your chosen destination anywhere in the UK

At Home Rescue

We'll attend if your car breaks down at home, or within 1/4 mile of your house

Onward Travel

We'll provide a courtesy car, hotel accommodation or alternative transport for you and up to 8 passengers 5 times a year



Our lowest price

Cover includes:
Cover for your vehicle

Cover for your car, whoever is driving

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home

Buy now  



Cover includes:
Cover for your vehicle

Cover for your car, whoever is driving

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home


We'll take you, up to 8 passengers and your car to your chosen destination anywhere in the UK

Buy now  


£20 free fuel

Cover includes:
Cover for your vehicle

Cover for your car, whoever is driving

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home


We'll take you, up to 8 passengers and your car to your chosen destination anywhere in the UK

At Home

We'll attend if your car breaks down at home, or within 1/4 mile of your house

Buy now  
RAC breakdown customer reviews

Rated 8/10 on Trustpilot based on 5,800 reviews

The RAC Difference

92% of our members would recommend RAC breakdown cover to their friends and family because of the RAC Difference.

  1. Our Patrols fix 4 out of 5 cars at the roadside in just 30 minutes on average
  2. All our Patrol vans carry over 500 parts and tools - so we bring the garage to you
  3. Attach the RAC fob to your keys and if you lose them we will let you know if they have been found.
  4. RAC Breakdown Cover has been awarded a 5-Star rating by Defaqto
  5. We’ll also rescue you if you’re involved in an accident
  6. As Britain’s most experienced provider we've been championing motorists for 119 years

What our members are saying

When my car wouldn’t start on Christmas Day I contacted the RAC and got through quickly to someone who was so polite and helpful. A mechanic was with us in 15 minutes. Again he was polite, fixed the car quickly and we were on our way! I was thinking of leaving the RAC for a cheaper company but I will stay thanks to the gold star service I received.

Abi Hamilton

We were really delighted with the assistance provided by your patrol. It would have been easy to make a simple diagnosis that the engine had seized, but he took the trouble to identify that it was actually only the air conditioning pump. We had planned to look at alternative services when our renewal was due, but our recent experience proved the value of staying with the RAC!

Julie T

Today reminded me of why I choose the RAC over other roadside breakdown services and if Peter is a demonstration of the level of customer service supplied by your team you should be proud as a company of your achievement. Please pass on the heartfelt thanks from myself and my mum, we are truly grateful he answered our call for help this afternoon.

Lesley Hull

I would like to comment on the excellent service that I received this morning from your breakdown mechanic Chris. He was efficient, professional, polite and reassuring. Absolutely outstanding, it is this service that will make me renew my membership with the RAC.

Shelly Cottrell

Big thanks to Steve the RAC man who came out this morning and sorted out our flat battery. Fast and friendly service, cheers Steve!

James Bloor

Huge thanks to the RAC mechanic who did a fix on our car this eve - M25 J13-14. Enabled us to get home safely back to Norfolk. Excellent service, from call centre to mechanic & only a 40 minute wait for roadside assistance- well done on providing a super service.

Jo Bass

RAC came out in 20 mins. Lovely man. Found problem. Explained problem. Replaced parts. On the road again in less than 60 mins. FANTASTIC SERVICE!!!

Sylvine Tanner

Massive thanks must go to Mike who recovered us all quickly and safely from the A1 south bound this afternoon when I broke down with my two young children in the car. Totally professional and reassuring as he reached me feeling rather anxious and upset. Thank you.

Debra Thorpe

Just wanted to say a huge thank you to the RAC for helping me out this morning with a complicated situation. The guy who came out to tow my car in Borehamwood was called Byron and he was a star. Great customer service from the breakdown line team as well. Thanks again.

Gemma Biggs

Just wanted to say thanks to the lovely guy yesterday who sorted my bonnet out! He enabled us to make a wonderful quick getaway!

Kirsty Jane France

Would like to thank Rob who rescued me in Witney, Oxfordshire today. Fantastic, friendly service and he resolved the issue on the spot. Thanks!

Katie Gough

Would like to thank Jason the patrol who attanded on Thursday at Sandy Bay, Devon Cliffs he was very professional and had brillant customers services thank you so much for your help.

Paul Lisa Gibbons

Our Breakdown Extras...

We understand how important it is to have the right cover for your needs. That's why we've designed a range of Breakdown Extras to give you greater reassurance, should the unexpected happen. With Breakdown Extras from as little as £1.25 per month1, you can tailor your breakdown cover to meet your needs and ensure that we're there when you need us most.

We’ll source and fit a new battery up to the value of £600

Battery rescue

A replacement car for up to 3 days

Courtesy car

European Breakdown covers you in 48 countries

European rescue

We'll cover the cost of certain parts and labour to repair your vehicle

Garage parts and labour

We will cover the costs to replace your lost, broken or stolen house and car keys

Key replace

Our breakdown patrol will know you're a blue badge holder before they reach you.


Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.


The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.


Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.


Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

Driving hints and tips

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer


Find the answers to a range of breakdown related question covering both UK, European and Business Breakdown cover


Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means


Not sure what to do if your car comes to an unexpected stop? Read our advice on what you should do after your car has broken down


Follow our 10 simple steps to help avoid a car breakdown. All of the tips are simple and can be done with very little car knowledge


More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem


Find out what steps you should take if your vehicle breaks down on a motorway, including guidance from the Highway Code


Here are our top 10 tips on how to spot a car breakdown and the best way to deal with each eventuality


Modern cars are now equipped with a sophisticated electronic management system, find out how we overcome this to detect a fault with your car


5* Comprehensive European Breakdown Cover

Get single trip cover from just £7^

  • No overall claims limit for complete peace of mind
  • Reassurance of a 24/7 English-speaking helpline
  • We'll fix you at the roadside or tow you to the nearest garage

More information on Breakdown Cover

RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just £39.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just £39.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover, which starts from just £39.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

5 Star Breakdown Cover

RAC Roadside, Recovery, At Home and Onward Travel breakdown has been awarded a 5 star rating by Defaqto.

Already broken down?

If you've currently broken down contact us on 0333 2000 999.
This can be used by both RAC Members and non-members.

Breakdown FAQs

Vehicle breakdown cover provides peace of mind when you are out on the road. It's very difficult to predict when you might suffer a car or vehicle breakdown - it can happen on your driveway before you leave for work in the morning, or while driving on the motorway en route to the airport for a holiday with the family. What is more or less certain is that breakdowns cause frustration, inconvenience and cost - your journey will be interrupted and you will need to pay to rectify any immediate issues. Breakdown cover won't pay for all the repairs but will help you to get your vehicle running again by providing roadside assistance or roadside recovery.
Q. What level of breakdown cover do I need?

There are many different types of breakdown cover available from the RAC, and you should carefully consider your own requirements when you compare breakdown cover.

Our cover options include:

Recovery: We'll take you, up to eight passengers, and your vehicle to a destination of your choice anywhere within the UK mainland.

At Home: Means we'll attend to your vehicle if it breaks down within a quarter of a mile from your home address.

Onward Travel: An option that includes the provision of a courtesy car as a means of alternative transport for you and any passengers or the option of overnight accommodation or journey continuation.

Other breakdown extras: Including Battery Rescue, Key Replace, Garage Parts and Labour, and European Rescue are also available.

Although you'll naturally want to obtain the cheapest breakdown cover you can, you must ensure it's the right cover for you.

Q. How quickly can you reach me?
Our roadside recovery record is excellent. RAC patrols fix four out of five vehicles when they're called out for roadside assistance and within an average of 30 minutes. Our recovery services aim to reach you quickly and get you back on the road quickly too.
Q. Do all vehicles or members on a policy have to be at the same address?
Not necessarily. If you have joint or household cover then it covers any named people who live at the address permanently - which could include someone who is away studying at university, or someone who is in the armed forces.
Q. What if I use my car for business?
If you use your car for business then take a look at RAC Business Cover. This provides more details regarding vehicle breakdown cover for heavy goods vehicles, driving instructors, taxi drivers and other commercial vehicles.
Q. Is roadside assistance included?
Roadside assistance, also known as Roadside Rescue - is included as standard in all our breakdown policies. This means we offer 24/7 breakdown cover; we'll fix your vehicle at the roadside provided you're a quarter of a mile away from home address. On average our roadside recovery RAC patrols fix four out of five cars within 30 minutes but if your vehicle cannot be fixed at the roadside our Roadside Rescue cover includes a ten-mile tow to a destination you choose. This could either be to a local garage, back home, or to a place of safety.
Q. What is personal cover?
Personal cover means you’re covered as a driver or a passenger in any eligible vehicle, so if you're in that vehicle and it breaks down, you're covered for roadside assistance and recovery services. When researching breakdown quotes you'll will have the option of comparing breakdown cover on a personal basis and on a vehicle basis. This means you register cover on a vehicle - or up to three vehicles - and any authorised driver is covered for breakdowns.
Q. Is cheap breakdown cover worth it?
When comparing breakdown cover you'll be looking for the cheapest breakdown cover possible - that's understandable. What should be equally important to you is making sure you consider breakdown policies that suit you and your driving lifestyle, and that you're adequately covered in the unfortunate event of breakdowns. The RAC does offer cheap breakdown cover from just £4.88 a month - this includes roadside assistance. You can build up your level of cover by adding other options such as At Home, Onward Travel and Roadside Recovery.
Q. Will you attend if I'm the passenger?
If you have personal-based membership you will be covered for roadside assistance if the vehicle you're travelling in breaks down. We also offer joint membership, which covers you and one other named member as a driver or passenger in any car. Family membership covers you and four named members of your household as a driver or passenger in any vehicle.
Q. Am I charged for callouts?
If you are an RAC member and have taken out one of our UK breakdown policies then you won't be charged for callouts. If you don't have breakdown cover with the RAC you can still call us if you need roadside recovery or roadside assistance, but there will be an emergency callout charge. You will be charged for call outs if you exceed your call out limit.
Q. Will you cover my vehicle?
Yes. As well as personal-based membership the RAC also offers vehicle-based membership. This differs from personal cover in that it provides cover for a specific vehicle in the event of breakdowns. The named vehicle is covered regardless of who is driving it. You can add up to three vehicles to one of our breakdown policies.
Q. What RAC member benefits are there?
We like to reward our members - as such, RAC Member Benefits provides a range of exclusive offers. These include deals on car hire, airport hotels and parking, hotel stays, driving lessons, tickets for days out and more. When you're comparing breakdown cover don't forget that we offer extra value through these discounts and benefits.
Q. How far will you tow my car?
This depends on which of our breakdown policies you have so bear this is mind when comparing breakdown cover. If you have roadside assistance and we can't fix your vehicle, we will tow it for up to ten miles to either a local garage or a chosen address.

If your policy has the roadside recovery option and it can't be fixed, we'll tow it to anywhere in the UK.

Important Information:

* Free Fuel Offer Terms and Conditions

The Offer
  1. A maximum of £50 will be available on a prepaid Mastercard® debit card to eligible new customers purchasing RAC breakdown cover. The total amount awarded will be determined by total spend excluding credit card payment fees in one transaction:
  • £20 when you spend between £99 and £118.99
  • £30 when you spend between £119 and £148.99
  • £50 when you spend over £149

To Qualify       

  1. To qualify for the RAC prepaid Mastercard debit card (the ‘Card’) you must purchase RAC Individual Member Breakdown cover direct from RAC by visiting, or by calling us direct.
  2. Purchases must take place during the term of the promotion between 2nd March 2017 and 19th April 2017. Your payments must be up to date in order for us to issue and top up your Card.
  3. The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation. 
  4. This offer is fulfilled online and via email therefore you must provide a valid email address at the time of purchase in order to claim your Card.
  5. The offer excludes purchases of RAC Response (Blue Badge Cover) and purchases made through cashback and voucher code sites.
  6. The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
  7. The Card can be spent by the Cardholder anywhere in the UK that displays the Mastercard® acceptance mark.
  8. The Card cannot be used to obtain cash, nor can it be used to purchase fuel via a Pay@ Pump facility.
  9. Only one Card per customer, UK residents only.
  10. There are no cash or any other alternatives available.

How It Works

  1. To claim your Card you must log in to before midnight on 20th July 2017 and enter your membership and unique reference number which will be emailed to you within 10 days of your purchase date.
  2. Provided your payments are up to date and you have logged in to to accept the offer terms and conditions and claim your Card, the Card will be posted to your home address 35 days after your policy start date.
  3. In advance of your Card arriving you will receive your activation instruction email to your registered email address.
  4. In order to be able to use your Card it must be activated within 3 months of the date we dispatch the Card to you and your PIN must be retrieved. You can do this by visiting or calling 0344 800 6435.
  5. Customers paying for their RAC membership annually will be issued their Mastercard® pre-loaded with the full value. Customers paying for their RAC membership monthly will be issued their Mastercard® pre-loaded with £10 and, provided they still meet all the qualifying criteria, payments are up to date, and they have activated their Card, their card will automatically be topped up with the  remaining balance at the following intervals:
  • £20 free fuel – £5 will be topped up at month 6 and £5 will be topped up at month 12
  • £30 free fuel – £10 will be topped up at month 6 and £10 will be topped up at month 12
  • £50 free fuel - £20 will be topped up at month 6 and £20 will be topped up at month 12

The amount topped up on your Card (above) will be determined by the monthly payment at that time.

Things You Need To Know

  1. Please keep your Fuel Card safe, particularly if you are paying monthly as you’ll need it for the subsequent top up payments.
  2. The Card will be valid until the expiration date printed on the front of the Card . For full details of the Card terms of use and associated charges, please request a copy by calling 0344 800  6435 or by visiting
  3. If the amount of the value available on the Card is not sufficient to cover your purchase, you will need to pay the difference by other means first (cheque, cash, debit or credit card) then use the Card.
  4. Offer cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
  5. By participating in the promotion, you agree to be bound by these Terms and Conditions and the Card terms of use.
  6. It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Card. Your data will be kept secure and will not be used for any other purpose.
  7. Your RAC Fuel Card MasterCard® is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International Incorporated.  MasterCard® is the registered trademark of MasterCard International Inc. Raphaels Bank is a UK Bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Ave, London W1D 7ED, company registration number 01288938. Subject to availability.

1 Payment method and frequency must match that chosen for your breakdown cover

^ Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

© 2017 RAC Motoring Services. All rights reserved.