Get Van Insurance cover for under £174*

(that's what 10% of our customers paid)

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Van Insurance

At the RAC, we like to make motoring affordable for our customers and so we search a panel of leading van insurers to find you our best price for your van insurance. If you’re an existing RAC Breakdown member, you will also get an extra discount, just for being an RAC member.

RAC members pay £153 less on average for RAC Van Insurance than non-members~

24/7 motoring legal helpline

Up to £100,000 worth of free legal cover

Why choose RAC Van Insurance?

With over 119 years in motoring, you know you’re in safe hands when you buy RAC Van Insurance.

We know that most van users need their van to run their business and you need to get back on the road as soon as possible after an accident or theft.  So, in addition to being great value for money, RAC Van Insurance has these great features included, giving you peace of mind when on or off the road:

 Up to £100,000 worth of free legal cover

 24/7 motoring legal helpline

 Windscreen cover for comprehensive policies

 Cover when driving in the EU

Optional Extras - tailor your cover to suit your needs

We also have various optional cover levels which you can purchase to tailor the insurance policy to suit your needs:

  • Breakdown cover starting at £39.99 a year
  • Tools in transit cover from only £30.99 a year
  • Replacement van cover from only £20.66 a year to get you back on the road

Or, if you are looking for a great value package of extras, you can take advantage of our Star Buy which includes RAC Breakdown Roadside, Tools in Transit cover up to £1,000 and 14 days Replacement Van Cover all for only £70, saving you £21.64.

Choose between monthly instalments or a single payment. You can get a van insurance quote online by clicking on the button below, or you  can call our UK call centre on 0330 332 8308.

More information about RAC Van Insurance

If you are self-employed or run your own small business, then your van can be a major part of your livelihood. Whether it’s for delivering goods or for carrying the tools of your trade, an accident or theft doesn't come cheap and can result in huge consequences for the business and your customers.

Making sure you have the right van insurance to get you up and running as quickly as possible can help to minimise any potential loss of earnings. With the RAC’s van insurance policies, you can choose fully comprehensive cover, which will not only cover you for Third Party, Fire and Theft, but also for accidental damage and vandalism, as well as protecting your windscreen – allowing you peace of mind in the event of a claim. Most RAC panel insurers also include personal effects insurance to help protect your belongings while in your van.

It is not only damage or theft that can leave you out of pocket. A vehicle failure can also disrupt your working day, which is why we offer RAC Breakdown as an optional extra, providing you with the reassurance that in the event of a breakdown, a patrol would be on hand to get you and your business back on track.

All the information you need to retrieve a quote, amend your policy or make a claim


Provides van drivers short-term cover for a designated period of time.

Van Insurance news and advice

Van Insurance Groups have a major impact on the cost of your insurance policy.


Knowing how to compare van insurance cover levels is essential to choosing the right policy for you and your vehicle.


Choosing a level of cover that suits you and your van depends on a number of factors, such as the value of your van and where you store it.


This guide is designed to help explain why in some cases, your insurer might not pay-out.


Our Guide to avoid Overloading a Van will help you keep your vehicle both safe and legal on the road.


* 10% of all customers buying Van Insurance with us from 1st Jan 2017 to 30th June 2017 paid less than £174. Based on policies purchased direct, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

~ Based on sales from 1std Jan 2017 to 30th June 2017 of RAC Van Insurance, purchased direct, excluding any additional products, upgrades and finance fee. Your premium will depend on your circumstances and the level of cover you choose.

RAC Van Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Van Insurance is arranged and administered by iGO4 Limited, which is an independent intermediary. Registered in England No. 5095154, registered office iGO4 House, Staniland Way, Werrington, Peterborough, PE4 6JT. RAC Van insurance is underwritten by a panel of insurers.  Both companies are authorised and regulated by the Financial Conduct Authority.

© 2017 RAC Motoring Services. All rights reserved.