Classic Car Insurance

To qualify for a classic car policy from our partners Hagerty Insurance, your car must have been made before 1990 - so it doesn't need to be technically classed as a classic or collector car, it just needs to be a certain age. If your car was built after 1990, you can call Hagerty on 0330 159 0728 to discuss requirements.

Hagerty also have a range of policies for several different types of older vehicles. Phone today to discuss an insurance policy for classic military vehicles, classic motorbikes, classic tractors, classic commercial vehicles and more. This even includes American classic cars if you're lucky enough to own and a drive a Cadillac!

The price of a policy will differ depending on several factors. You can get an indicative quote within just a few minutes. You'll need to confirm the year, make and model of the vehicle to be named on your classic car policy, as well as the vehicle's estimated value and its annual mileage. The age of the driver may also have a bearing on the price of the insurance policy.

If you have an old car, the chances are that you drive and use it differently to your main day-to-day vehicle. You'll probably drive it less frequently, record less mileage, and perhaps also give it a little extra care and attention. You may well keep a vintage car in a secure garage for the majority of the time when not being driven. All these factors mean that a standard car insurance policy could be more expensive than a classic car policy.

Antique car insurance can also provide cover for public road rallies and trials, and we can offer laid-up cover, which applies if the car is off road and being restored, stored, or rebuilt. So, if you have a collector car and plan on 'doing it up' your insurance can cover damage or theft during that time.

It's quick and easy to get a quote for a classic car policy. We work in partnership with the UK's leading classic car insurance experts, Hagerty Insurance, to provide insurance coverage for a range of older vehicles. Simply get a quote online or phone us on 0330 159 0728. Our lines are open from 9am to 5.30pm on Monday to Friday, and from 9am to 1pm on Saturday.

Modified cars can be covered. While some insurers may refuse insurance coverage for modified cars, our partner Hagerty Insurance can often consider and accommodate what they deem to be reasonable modifications if in-keeping with the style of the car. Insurance policies can be tailored to suit your needs.

The term classic car is a broad term that can cover several types of vehicle. A good example of specialist use is ‘limited mileage’, which if taken out can reduce the cost of your insurance and make driving your pride and joy more affordable.

Talk to our partner Hagerty Insurance about the age, make, model and intended use of the antique car or collector car you need insuring and they'll do our best to provide a competitive quote for an insurance policy that suits it perfectly.  If you have a classic tractor, classic military vehicle, classic motorbike or a modified American classic car, they can help.

RAC UK and European breakdown cover (including recovery) is automatically included within Hagerty’s Classic Car insurance policies, and available for cars, motorised caravans, vans and motorcycles.