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RAC Car insurance - see how much you could save

Kelly Schmidgall - RAC INsurance

As the driving people we know you want to be sure you're getting a good deal on your car insurance.

With our panel of approved insurers, that's exactly what we offer. For extra peace of mind our comprehensive insurance also includes:

3-year guarantee on approved claim repairs
A courtesy car when you use one of our approved repairers
Windscreen replacement
Personal accident cover - up to £2,500
New car replacement if yours is under 1 year old and is written off. (if one's available in the UK)

(10% of our customers pay £177*)

We've been around for over a century so we know driving. We've used our insight to carefully select a panel of insurers so we can find you our best possible price.
You could save up to an extra 12% on our already competitive prices because we've negotiated exclusive extra savings for RAC Breakdown Members.
You can take advantage of our flexible payment options.
You can add more benefits if you upgrade to Car Insurance Plus - it costs just a little extra on your premium. RAC Member? It's free to upgrade!

Your comprehensive car insurance includes these features - for some you'll need to pay an excess, depending on the policy you choose.

Personal property cover up to £150
Medical expenses following an accident - up to £100 per person
Sound equipment cover - up to £500 (non-manufacturer-fitted equipment) or unlimited cover (manufacturer-fitted equipment)
3-year guarantee on claims repairs when you use our approved repair network
Windscreen replacement and repair
Personal accident cover for you and your partner of up to £2,500 per claim
New car replacement if yours is less than 1 year old and gets written off – get the same make, model and specification
Optional legal expenses cover to help you after a claim

Read full details of what's covered with RAC Car Insurance.

*: Based on customers who bought a comprehensive policy between May 2009 - April 2010, 10% paid less than £177 (excluding additional covers and upgrades). Your premium will depend on your circumstances and the type of cover you choose.
: RAC Insurance is a trading name of RAC Financial Services Limited. Registered office: 8 Surrey Street, Norwich, NR1 3NG. A member of the Aviva Group. RAC Car Insurance is administered by BISL Limited, which is an independent intermediary. Both companies are authorised and regulated by the Financial Services Authority.

What is Car Insurance Plus? Car Insurance Plus is an upgrade that …: Car Insurance Plus is an upgrade that gives you extra cover and benefits, including a courtesy car, vandalism cover and replacement car keys if damaged or lost. Find out more
What does my car insurance include? Our standard car insurance offers …: Our standard car insurance offers good quality cover at an extremely competitive price, see our terms and conditions for full details. Upgrade to Car Insurance Plus for more benefits including a courtesy car, vandalism cover and car seat cover - RAC Members can upgrade free.
What if I need to make a claim? If you need to make a claim …: If you need to make a claim on RAC Car Insurance or RAC Car Insurance Plus, please refer to your policy documents for your claims phone number.

Get a package of extras when you upgrade to our premium car insurance.

Add this to your car insurance policy and get up to £100,000 legal cover

You can add UK Breakdown cover to your car insurance policy.