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Car insurance that's surprisingly affordable

Great value car insurance with everything you need in a choice of simple packages. We work hard to find you the best possible price from our panel of approved insurers.


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Michelle Hartry - Customer Sales Rep

RAC Car Insurance

Our competitive comprehensive car insurance comes with all these popular elements as standard:

3-year guarantee on repairs by any of our approved repairers
Personal injury cover - up to £2,500 (£5,000 if you upgrade to Insurance Plus)
Windscreen replacement and repair
New car if yours is less than 12 months old and seriously damaged
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RAC Car Insurance Plus

Car Insurance Plus is an upgrade that only costs a little extra on your car insurance premium but gives you much more:

Courtesy car when you use an approved repairer
Keep your no claims discount if your car's vandalised
Promise to refund your excess if you are hit by an uninsured driver
Help with onward transport anywhere in Great Britain (Isle of Man and the Channel Islands are not included)
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Free upgrade to Car Insurance Plus

RAC Breakdown Members can upgrade to Car Insurance Plus free and get extra benefits and cover.

Enter your RAC Breakdown membership number when you apply.


Upgrade for free

How to apply for car insurance

Apply now for our best quote on your car insurance. You can apply online or you can call us on 0800 051 4868 (calls may be monitored or recorded and some mobile networks may charge).


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* calls may be monitored or recorded and some mobile networks may charge