Breakdown Help - My Cover

With vehicle-based membership, you can register up to 3 vehicles* (named by registration number) with us and we provide breakdown cover for any authorised driver who has a breakdown in one of those vehicles.

Personal-based membership covers you as the driver or passenger in any eligible vehicle. Therefore if you're in a vehicle when it breaks down, you can call RAC for assistance even if you're not driving it at the time.

* Non-commercial vehicles only, excluding certain vehicle types.

Q. Do all vehicles or members of joint / family breakdown cover have to be based at the same address?

Yes, our levels of cover are intended to cover you and in the case of joint/family membership your household. Therefore, all people covered by the policy must live at the registered policy address. All vehicles listed on the membership must be registered at the membership address too.

Q. Can I cover my partner / friend / family member?

Our personal-based breakdown cover products are available to individual members, joint memberships and family groups.

  • Individual membership covers you only as a driver or a passenger in any vehicle.
  • Joint membership covers you and one other named members of your household as a driver or a passenger in any vehicle.
  • Family membership covers you and up to four other named members of your household as a driver or a passenger in any vehicle.
Q. Can I join if I've already broken down?

If you've broken down already and you're not a member of the RAC, we can still help you. Simply call 0333 202 1857 to speak to an advisor. You'll become an RAC member and we'll send help to support you. Included in the fee you will pay is an emergency call-out charge which covers you for assistance at the roadside or at home on the day you call along with a 12 month PAYG membership.

If we can't get you going again we'll give you a tow of up to 10 miles to either an address of your choosing or a local garage.

Q. Can I get short-term breakdown cover for days / week(s)?

RAC Memberships are only available on a monthly or annual basis. We don’t offer short-term cover for one-off or short journeys. We believe this offers the best value for money for our customers.

Q. How far will you tow my car?

That depends on which level of cover you choose.

Standard: We’ll tow you up to 10 miles we can’t fix you on the spot. This can be to the nearest garage or another destination. Just so you know, if you need to be towed further than this, there will be an extra charge.

Unlimited: As this cover level includes National Recovery, we’ll tow you anywhere in the UK. That means you can always get back home or to a garage of your choice, no matter how far away you are.

Q. When will my cover start if I buy today?

As long as you haven’t broken down already, your breakdown cover will start as soon as your payment has been accepted.

If you have Standard or Unlimited cover, you’ll be covered for Roadside Assistance and At Home, and a 10-mile tow for the first 24 hours. After 24 hours, your full cover will start (excluding some of our breakdown extras, if you have them).

If you’ve already broken down but you don’t have cover, don’t buy online. Please call 0330 159 8743 or find out more here.

Q. Can I get RAC Breakdown Cover using Tesco Clubcard vouchers?

You can use your Tesco Clubcard deal vouchers to pay for RAC UK breakdown cover. Although we do not offer this facility via our website, you can order membership via the Tesco Clubcard website

Once registered on the site, you can trade in your vouchers to pay in full for the following levels of cover:

  • Standard
  • Advanced
  • Ultimate

All cover levels can be purchased on either a single, joint or family basis, and remember - your Clubcard deal vouchers are worth up to 3x their face value when purchasing RAC UK Breakdown cover.

Once you have purchased, you will be sent a membership form to complete and send to RAC. Once we have received your form we will set up your chosen membership to commence on a date chosen by you and send you your welcome pack and membership card(s).

RAC contact options

It’s often quicker to get the help you need online. To see all the latest help and information regarding your breakdown membership you can visit our Member query pages:

Contact us

Customer Service

0330 159 0740

Mon-Fri 8am to 7pm, Sat and Sun 9am to 5pm, Bank holidays 9am to 5pm.

Membership Team

0330 159 0739

Mon-Fri 8am to 7pm, Sat 9am to 5pm, Bank holidays 9am to 5pm.

Sales Team

0330 159 1236

Mon-Fri 8am to 7pm, Sat and Sun 9am to 5pm, Bank holidays 9am to 5pm.

Email us your query by clicking here

Breakdown Cover from just £4.75 a month

  • Roadside Assistance and At Home included as standard
  • We fix 4 out of 5 vehicles at the roadside in just 30 minutes on average
  • We won't charge you a penny for roadside labour and fitting