Breakdown Help - My Cover

With vehicle-based membership, you can register up to 3 vehicles* (named by registration number) with us and we provide breakdown cover for any authorised driver who has a breakdown in one of those vehicles.

Personal-based membership covers you as the driver or passenger in any eligible vehicle. Therefore if you're in a vehicle when it breaks down, you can call RAC for assistance even if you're not driving it at the time.

*Non-commercial vehicles only, excluding certain vehicle types.

Q. Do all vehicles or members of joint / family breakdown cover have to be based at the same address?

Yes, our levels of cover are intended to cover you and in the case of joint/family membership your household. Therefore, all people covered by the policy must live at the registered policy address. All vehicles listed on the membership must be registered at the membership address too.

Q. Can I cover my partner / friend / family member?

Our personal-based breakdown cover products are available to individual members, joint memberships and family groups.

  • Individual membership covers you only as a driver or a passenger in any eligible vehicle.
  • Joint membership covers you and one other named members of your household as a driver or a passenger in any eligible vehicle.
  • Family membership covers you and up to four other named members of your household as a driver or a passenger in any eligible vehicle.
Q. Can I join if I've already broken down?

If you've broken down already and you're not a member of the RAC, we can still help you. Simply call 0330 159 1111 to speak to an advisor. You'll become an RAC member and we'll send help to support you. Included in the fee you will pay is an emergency call out charge which covers you for assistance at the roadside or at home on the day you call along with a 12 month PAYG membership.

If we can't get you going again we'll give you a tow of up to 10 miles to either an address of your choosing or a local garage.

Q. Can I get short-term breakdown cover for days / week(s)?

RAC Memberships are only available on a monthly or annual basis. We don’t offer short-term cover for one-off or short journeys. We believe this offers the best value for money for our customers.

Q. How far will you tow my car?

That depends on which level of cover you choose.

Basic: With Roadside Assistance, we’ll tow you up to 10 miles if we can’t fix you on the spot. This can be to the nearest garage or another destination. Just so you know, if you need to be towed further than this, there will be an extra charge.

Extra and Complete: These cover levels include National Recovery, we’ll tow you anywhere in the UK. That means you can always get back home or to a garage of your choice, no matter how far away you are.

Q. When will my cover start if I buy today?

As long as you haven’t broken down already, your breakdown cover will start as soon as your payment has been accepted.

If you have Basic, Extra or Complete cover, you’ll be covered for Roadside Assistance and a 10-mile tow during the first 24 hours. With Complete Cover, you’ll also have At Home cover during the first 24 hours. 

After 24 hours, your full cover will start (excluding some of our breakdown extras, if you have them).

If you’ve already broken down but you don’t have cover, don’t buy online. Please call 0330 159 8743 or find out more here.

Q. Can I get RAC Breakdown Cover using Tesco Clubcard vouchers?

You can use your Tesco Clubcard deal vouchers to pay for RAC UK Breakdown Cover. Although we do not offer this facility via our website, you can order membership via the Tesco Clubcard website

Once registered on the site, you can trade in your vouchers to pay in full for the following levels of cover:

  • Basic
  • Extra
  • Complete

All cover levels can be purchased on either a single, joint or family basis, and remember – your Clubcard deal vouchers are worth up to 2x their face value when purchasing RAC UK Breakdown cover.

Once you have purchased, you will be sent a membership form to complete and send to RAC. Once we have received your form we will set up your chosen membership to commence on a date chosen by you and send you your welcome pack and membership card(s).

RAC contact options

It’s often quicker to get the help you need online. To see all the latest help and information regarding your breakdown membership you can visit our Member query pages:

Contact us

To speak to us about your existing or a new membership, please call 0330 159 1111

Mon-Fri 8am to 7pm, Sat 9am to 5pm, bank holidays 9am to 5pm.

Email us your query by clicking here

Breakdown cover from just £7.95 a month

  • Roadside Assistance included with all cover levels
  • Our patrols fix 4 out of 5 on the spot – with repairs done in 30 minutes on average
  • We won't charge you a penny for roadside labour and fitting