Breakdown help: 0844 891 3111
Insurance help: 0800 051 4868
Home Insurance
Protect the place that matters most with great-value home insurance
- Choose buildings or contents home insurance or combine the two
- 24-hour emergency helpline
- Popular elements included as standard - from replacement locks to basic accidental damage
- Cover tailored to suit you - choose from a wide range of optional extras
To get a quote or find out more, call 0800 051 4070.
(Lines are open Monday-Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm.)
Calls may be recorded or monitored.
Why choose RAC?
Select the contents insurance cover that's right for you, and only pay for what you need
- Fire or flood? We'll find you, your family and your pets somewhere to stay.
- Personal money, frozen food, anything in the shed or garage.
- Free identity theft helpline in case your credit cards are stolen.
- Your personal RAC contact will deal with your claim from beginning to end.
Optional cover - add extras to your home insurance
- Extra accidental damage to contents: in case you spill that glass of wine on your new carpet
- Extra accidental damage to buildings: put your foot through the floor? It's covered…
- Personal effects: your belongings covered when you're out and about (available with contents only)
- Home emergency cover: a reliable tradesperson to deal with blocked drains, central heating or electricity failure and similar problems
- Legal expenses: legal costs to help you pursue or defend a wide range of legal cases
- Sports package: cover for your sports equipment and you (available with contents only)
- Home and garden: sofa damaged? We'll replace the chairs in the suite as well. Damage to your garden is also covered (available with contents only)
Could you save money with RAC Home Insurance?
Call 0800 051 4070 today.
Got a question?
Additional questions
- How do I make a home insurance claim? Call our claims helpline on …
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Call our claims helpline on 0800 051 4602 (open 24 hours).
- Do you offer new-for-old replacement? Yes, we'll normally replace …
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Yes, we'll normally replace your household items with new ones of the same specification. In some cases - such as for clothes and linen - there are restrictions due to wear and tear.
- Is there a no claims discount? Yes - you'll get a discount on …
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Yes - you'll get a discount on your home insurance premiums if you don't make a claim.
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