What are the uninsured driving hotspots in the UK? Top 15 postcodes revealed
New data on uninsured driving hotspots from the Motor Insurers Bureau (MIB) has revealed the UK's worst areas are predominantly in the midlands, with Birmingham topping the list.
The information, released by the MIB, highlights the regions most affected by uninsured and hit-and-run drivers.
The West Midlands is particularly impacted, with eight out of the top 15 hotspots located in this area.
Other regions with high rates of uninsured driving include Northumbria, London, Thames Valley, South Yorkshire, and Greater Manchester.
Interestingly, Croydon saw the highest number of claims against uninsured drivers in the UK, with 30 claims submitted to MIB.
Despite this, due to the area's high population density, it ranked only 176th on the hotspot list.
The report coincides with the MIB’s work with UK police to get uninsured drivers off the road.
Police forces will use data provided by MIB and its partners to direct their efforts. This includes accessing Navigate, the central database of all active motor insurance policies managed by MIB.
Additionally, they will rely on Operation Tutelage markers, which are applied to vehicles that have been flagged by ANPR cameras in previous encounters and compared with data from Navigate.
When an uninsured vehicle is identified with an Operation Tutelage marker, it is flagged for police attention and addressed roadside.
- Driving offences and their punishments
- Here are the consequences for driving without insurance
- What to do if you have been hit by an uninsured driver
Top 15 uninsured driver hotspots
Here is the MIB’s top 15 hotspots for uninsured drivers in the UK. They ae ranked through the postcode.
| Rank | Postcode | Location |
|---|---|---|
| 1 | B11 | Birmingham |
| 2 | B21 | Birmingham |
| 3 | DA17 | Bexley |
| 4 | WV2 | Wolverhampton |
| 5 | NE29 | North Tyneside |
| 6 | HP12 | Buckinghamshire |
| 7 | B18 | Birmingham |
| 8 | SK1 | Stockport |
| 9 | B8 | Birmingham |
| 10 | WS4 | Walsall |
| 11 | CV7 | Solihull |
| 12 | BL7 | Bolton |
| 13 | B33 | Birmingham |
| 14 | DN8 | Doncaster |
| 15 | MK7 | Milton Keynes |
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