Specialist cover for your Cherished Car

from just £84 a year*

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Cherished Car Insurance

Even if your car isn’t technically a classic, if it’s over 20 years old and is your pride and joy, you might want to consider our specialist cherished car insurance. Here are just some of the benefits you get with our comprehensive cover.

Cover for public road rallies and trials~

Third party liability cover (inc. passengers)

Agreed value cover at no extra cost

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Or phone us for a quote on 0330 159 0728

Lines open Mon-Fri 9:00am - 5:30pm, Sat 9:00am - 1:00pm

If you have a query regarding RAC Classic Car Insurance purchased before the 4th January 2016, or a policy quoted for prior to this date, please call 0344 346 3284^.


A brand you can trust

At RAC, we have over a hundred years’ heritage within the automotive industry and have partnered with Hagerty International, the UK's leading classic car insurance experts - so you can be sure that your cherished car is protected by experienced brands you know and trust.

Our policies also offer laid-up cover for when you are storing, restoring or rebuilding your Cherished car.

What is classified as a cherished car?

For an RAC Cherished Car Insurance quote, you'll need to confirm that your car:

  • Is used as a second car
  • Was made at least 20 years ago as a standard production model
  • Will not exceed 5,000 miles a year

* £84 cover based on a car club member, over 30 with no claims or convictions in the last 5 years driving a car, built pre 1977, valued less than £2,500 doing 1,000 miles per year and stored in a private locked garage.

~ excluding speed and time trials, racing and track events.

^ These policies relate to RAC Classic Car Insurance arranged and administered by Towergate Underwriting Group Limited and underwritten by a panel of insurers.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817 Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Classic Car Insurance is arranged and administered by Hagerty International Limited. Registered in England no. 05454447 Registered office: The Arch Barn, Pury Hill Farm, Alderton, Towcester, Northants, NN12 7TB authorised and regulated by the Financial Conduct Authority; and is underwritten by Aviva Insurance Limited Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

© 2015 RAC Motoring Services. All rights reserved.