Sales enquiries: 0844 891 3111

RAC

Breakdown Help

Vehicle Eligibility


Do you provide breakdown cover for imported cars?

Yes, but only if the vehicle fits specifications outlined in the RAC Terms and Conditions (PDF). General exclusions are also covered in the terms and conditions.


Would my Land Rover be covered?

Please see the answer to 'Are all 4x4 vehicles covered'.

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What vehicle eligibility criteria do you have?

Please see the answer to 'What types of vehicles are not covered'.

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Do you cover horseboxes or trailers?

We can provide cover for your horse trailer via our partner PRP.

Unfortunately, we no longer offer cover for horseboxes.

If you already have RAC Horse Trailer Assist cover and have broken down, please call 0800 3167822*.

* Calls can be recorded and/or monitored.

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What if my car is over 10 years old?

If your car is over 10 years old and you would like a vehicle-based breakdown cover, you must choose a higher level of vehicle cover than basic Roadside, such as:

  • Roadside and Recovery (Onward Travel optional)
  • Roadside and At Home
  • Roadside, Recovery and At Home
  • Roadside, Recovery, At Home and Onward Travel.

There is no car age limit if you are choosing personal-based breakdown cover.

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Can you cover my motorbike?

All RAC Breakdown packages give the same level of Motorbike Breakdown cover as standard.

In addition, we will supply a bike trailer or low loader for recovery, if required. We also cover licensed, taxed and tested quad bikes, and trikes as standard.

More information: Motorbike Breakdown cover.

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Will my motorbike be covered as standard?

Yes, all RAC Breakdown packages provide Motorbike Breakdown cover as standard.

Additionally, we will supply a bike trailer or low loader for recovery if required. We also cover licensed, taxed and tested quad bikes, and trikes as standard.

More information: Motorbike Breakdown cover.

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Can I cover 10 or more cars?

Yes. RAC Business offers Breakdown Cover for fleets of all sizes.  Please see our Business Breakdown cover page for more details.

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Can you provide breakdown cover a classic car?

Yes - for UK Breakdown Cover, there is no age limit on the vehicles we cover. Please bear in mind though - if your car is over 10 years old and you would like a vehicle-based breakdown cover, you must choose a higher level of vehicle cover than basic Roadside, such as:

  • Roadside and Recovery (Onward Travel optional)
  • Roadside and At Home
  • Roadside, Recovery and At Home
  • Roadside, Recovery, At Home and Onward Travel.

There is no car age limit if you are choosing personal-based breakdown cover.

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Does the age of my car matter?

With RAC Personal Breakdown Cover there is no age limit on the vehicles we cover.

If you have chosen RAC Vehicle Roadside Cover only, then your vehicle must be under 10 years old. If you choose a higher level of vehicle-based cover, then there is no age limit.

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What types of vehicles are not covered?

RAC UK Breakdown Cover is available to members when they are travelling in a car, motorised caravan, van or pickup or car derived van, minibus or motorcycle which complies with the specifications below:

  Max Weight (gross) Max Length Max Width
Vehicles 3.5 tonnes 5.5 metres (18ft) including tow bar 2.3 metres (7ft 6in)
Caravans/Trailers 3.5 tonnes 7.6 metres (25ft) including tow bar 2.3 metres (7ft 6in)
Vans/Pickups/Car-derived Vans 3.5 tonnes 5.5 metres (18ft) including tow bar 2.3 metres (7ft 6in)

Other excluded vehicles include:

  • Mobility scooters
  • Vehicles being demonstrated or delivered under trade plates
  • Any caravan or trailer unless the motorised vehicle has broken down
  • Any vehicle which is used on a "hire or reward" basis (for example taxis and private hire cars). See our Business Breakdown cover page for cover packages for business vehicles
  • Vehicles which have broken down anywhere other than on a public highway, or area of public right of access
  • Vehicles which were broken down or unroadworthy at the time of joining or upgrading your membership
  • The transportation of any vehicle or trailer which contains horses or livestock (note: Horse Trailer Assist can be added to some RAC breakdown packages)

Please read the full General Exclusions section of the Terms and Conditions (PDF) for more information.

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Are all 4x4 vehicles covered?

RAC Breakdown Cover is available to members when they are travelling in a car, motorised caravan, van or pickup or car-derived van, minibus or motorcycle which complies with the specifications below. Please make sure your vehicle meets these criteria:

  Max Weight (gross) Max Length Max Width
Vehicles 3.5 tonnes 5.5 metres (18ft) including tow bar 2.3 metres (7ft 6in)
Caravans/Trailers 3.5 tonnes 7.6 metres (25ft) including tow bar 2.3 metres (7ft 6in)
Vans/Pickups/Car-derived Vans* 3.5 tonnes 5.5 metres (18ft) including tow bar 2.3 metres (7ft 6in)

* Vans, pickups or car-derived vans can be covered upon payment of an additional premium. Any additional premium will depend on the type of vehicle you are traveling in, but will be no more than £10.

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