Travel Insurance Gadget Cover
We all like to take our gadgets with us on holiday, whether it’s to capture memories, track our morning runs on the beach, or to curl up in the sun with an e-book. Add our optional Enhanced Gadget cover to your travel insurance policy when you get a quote and you won’t be out of pocket if sand or sea claim your favourite devices!
Up to £1,000 per device for accidental damage, theft, or loss
Select add on for up to £3,000 total gadget cover
Up to £1,000 for unauthorised web data use
Find out more about COVID-19 cover options
All our travel insurance policies offer cover for cancellation, medical treatment, and repatriation due to COVID-19 as standard. Please see the policy wording for full details.
Our enhanced gadget cover levels
For an additional premium, you can add enhanced gadget cover to your travel policy. So for example, if you select our Orange level of base cover and choose to add enhanced gadget cover, you will get the Orange level of benefits for your gadgets - £1,000 accidental damage, theft or loss; and £1,000 unauthorised usage cover.
Orange Cover | Silver Cover | Black Cover |
£1,000 | £2,000 | £3,000 |
£1,000 | £1,000 | £1,000 |
No excess for unathorised data usage | No excess for unathorised data usage | No excess for unauthorised data usage or accidental damage, theft, or loss |
Please note, the 10% RAC member discount does not apply to this add on.
Frequently Asked Questions
Our optional Enhanced Gadget cover offers an increased amount of cover for accidental damage to your device be it by sand or sea. There is also an enhanced amount of cover for theft or loss, so if you are unfortunate enough to lose your device entirely, the cover can help you replace it. As with all our gadget cover if your device is stolen and someone uses it to rack-up a hefty roaming charge bill for web use – don’t worry there is also cover for unauthorised use too2.
No, unfortunately not. Enhanced Gadget cover can only be purchased as an extension to your RAC Travel Insurance policy.
When you get a quote for RAC Travel Insurance you will have the opportunity to add further optional covers to your policy, such as Enhanced Gadget cover, Winter Sports cover, and so on. You simply need to select the cover you want, and it will be added to your quote.
There is no discount available on Enhanced Gadget cover, however you can save 10% on your base premium if you are an RAC Breakdown Member or an RAC Car Insurance customer. Just enter your membership or policy number at the time of purchase and we'll automatically apply your discount.
On our Black level of cover, RAC Travel Insurance offers up to £1,000 as standard for things like iPads, Kindles, e-readers, iPhones or other Smartphones, music players, Sat Navs, Fitness trackers, and so on. If this isn’t enough to insure the devices that you want to take on holiday with you, you can boost your cover for gadgets with our optional Enhanced Gadget Cover.
Our standard cover offers between £500 and £1,000 depending on the level you choose. This can then be boosted by adding our optional Enhanced Gadget cover. For example, if you chose our Black level of cover and added our optional Enhanced Gadget cover, you would be covered for up to £3,000.
This benefit covers accidental damage, theft or loss, but the standard policy terms and conditions still apply, so make sure you’re familiar with them before you buy2.
If you get a family or group insurance quote, all benefits on the policy apply per person. For example, if you select the Black cover level, everyone on your policy will have up to £500 of cover for their electronic devices.
If you then boost your cover with our Enhanced Gadget cover, each member of your holiday will have up to £3,000 each to cover them for the gadgets and devices they want to take on holiday with them.
It depends on what you intend to take with you on holiday. RAC Travel Insurance includes some gadget cover as standard. If this isn’t enough, you can choose to boost this with our Enhanced Gadget cover option.
Adding our Enhanced Gadget cover will allow you to cover as many gadgets as you can safely carry with you on holiday. However, there is a maximum that we’d pay out in total, in line with the level of cover you choose.