RAC

Breakdown Help

Covering Other People


Do all vehicles or members of joint/family breakdown cover have to be based at the same address?

Yes. Our levels of cover are intended to cover you and in the case of joint/family membership, your household. Therefore, all people covered by the policy must live at the registered policy address. All vehicles listed on the membership must be registered at the membership address, too.


How do I add an extra member to my family cover?

If you want to add a family member to your existing policy, please call RAC Customer service on 0844 891 3111* (Mon-Fri 8am to 8pm, Sat - 8.30am to 5pm).

* Mon-Fri 8am to 9pm, Sat - 8.30am to 5pm, Sun - 10am to 4pm

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How many family members are covered?

Family-based membership covers you and up to four other named members of your household. All people covered under the policy must live at  the registered address listed on the policy.

If you want to add a family member to your existing policy, please call RAC Customer service on 0844 891 3111* (Mon-Fri 8am to 9pm, Sat - 8.30am to 5pm, Sun - 10am to 4pm).

* Calls will be charged at 3p per minute from a BT landline. Calls from other networks may vary.

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Can relatives come under family cover?

As long as the relatives in questions live at the registered policy address, joint or family membership will cover them.

Our personal-based breakdown cover products are available to individual members, joint members and family groups.

  • Individual membership covers you only.
  • Joint membership covers you and one other named member of your household.
  • Family membership covers you and up to four other named members of your household.

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Can I cover my partner/friend/family member?

Our personal-based breakdown cover products are available to individual members, joint memberships and family groups.

  • Individual membership covers you only as a driver or a passenger in any vehicle.
  • Joint membership covers you and one other named member of your household as a driver or a passenger in any vehicle.
  • Family membership covers you and up to four other named members of your household as a driver or a passenger in any vehicle.

With RAC Vehicle based cover, you can choose to cover up to three named vehicles* by registration number no matter who's driving. So if your partner/friend/family member drives the same vehicle then they're already covered.

All people or vehicles covered under the policy must reside at the registered address listed on the policy.

* Non-commercial vehicles only, excluding certain vehicle types.

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