But it's sent all of us who keep our vehicles on private driveways/parking areas diving off to check motor and buildings/contents insurances to find out whether - in the event of the whole herd (now a half dozen ladies plus a rival stag showing interest) stampeding and damaging our vehicles - we'd have any cover and none of us have yet found the answer! (But I can claim for damage to my dry stane dykes caused by deer which is a relief!)
The obvious solution is for each of us to contact our respective insurance companies and ask but would that be opening a can of worms? The neighbour whose car was hit and I both have issues already because none of our vehicles or our houses can be seen from the highway - I have a 70m driveway and his is 1100m but they think in terms of short drives in front of a house on a normal road!
We have reported the situation with the deer to both Police and Deer Commission representative several times the last few months but the legal shooting of the animals - there are very strict rules about this in residential areas and rightly - are preventing a cull. Apart from cost - eek! we are not allowed to put up deer-fencing as we're a conservation area (another reason most of us don't have garages to put our cars in!).
So what would you do? Alert the insurance co. to the situation and a likely hike in premiums or let it ride and hope Bambi and rival stag don't have a fight come the rut?