[witlock89]

Hello, in need of a little help/advice.

I recently had a minor incident, where I've clipped another car, denting his rear panel but only scuffing my front bumper. I'm not bothering to claim for my own damage as it's only cosmetic and I'll sort it myself at a later date. Now I'm to blame (unfortunately) for the incident. If the car I've damaged claims off my insurance for his car repairs, will I actually have to pay anything? e.g. my excess? Oh, an I'm fully comp insured.

Thanks in advanced.

[belucky22]

Sorry to hear of the incident : good to know there are truthful drivers who acknowledge their mistakes ( which we all make sometimes ) To the best of my knowledge you will have nothing to pay. The excess applies for a claim for damage to your car - I learned this on another post !

[Beelzebub]

Nothing to pay - until you come to renew!

[Snowball]

Originally Posted by Beelzebub

Nothing to pay - until you come to renew!

Yeah, that's when they claw back - with interest!!!
Worth finding out how much the other chap's car will cost to put right, and see if it would be better to pay out privately. If you have informed your insurer, they might decide to up the premium anyhow - based on an admitted fault event.