Tip1 loyalty means nothing! Companies will rob you blind especially if they think they have won your trust, this just makes it easier for them. I consider a 110% overcharge to be a rip off just in case you were wondering my definition.
Tip2. Dont think that going direct is cheapest. You can pay less than half the online prices and get more for less by buying from an affiliate such as a major supermaket or a bank. Why let these companies make massive profits for no extra service.
Tip3. Dont believe when these companies say they have compared their price and it is fair. This is a conspiracy within the industry to allow them to exploit those who are trusting. The truth is that all the 3 major companies advertise high online prices that are 'comparable' however they do not compare their online price with any that are lower! For example their own cover bought through an afilliate supermarket. In short when you get ypur renewal letter through dont believe it when i says its been 'compared' it may have been but unfairly.
My wife pays 63 pounds through an afiliate supermarket for more cover with a 3 letter company than i get by buying direct at 101 pounds and that includes a 'no claims' loyalty discount. What a total rip off if it can be sold for 63 pounds it means that they are overcharging existing customers massively. I advise buying only from companies with 2 letter names because there seems to be a direct link between the length of the name and how much they will try to rip you off.
Tip4. There in no sympathy for those who have been ripped off and no refunds beyonf 14 days, even for automatic renewals that may have not been sanctioned. If you are stupid enough to get conned then they will not care even when they are caught redhanded. They wont give 2 hoots about how disapointed you are pr how you have clearly been tricked, so beware.
written on a phone with small keys!