I Pulled in to a safe area and got out to chek damage and see if other driver was also ok, which didn't seem to to his priority. He had little co trol over his car as he skidded. When he stationed himself he was in the right hand lane which further proves he was travelling in the wron lane to begin with. I asked the driver for his details but he would not comply, he didn't speak, I repeatedly asked to swap details and all he gave me was a first name - which according to his insurance policy isn't the name identified with his insurance policy but actually his Middle name, I find this strange as he shod have given me
A name that was on his insurance. Luckily the police were driving by and stopped to check insurance details I asked the police for the mans details as he was reluctant to pass them on- the police gave me the details and said that they would pass mine onto the man and told me I could carry on my journey. It wasn't until I had left that I thougbt why hadn't the police breathilised either of us and why did they not check photo ID? I find his strange? I hadn't been drinking, but the man at the incident seemed very dismayed. Before I was leaving the man came over to see if me and my passenger were ok and said I know it's xmas time and we all have places we need to be and were in a rush- this statement suggests to me that he was speeding. I didn't get the names of the police officers which I am so mad about. I contacted my insurance company 3 days later as I was working 3 13hf shifts and had no time and they said tthat there were no claims put in against me at this point, this also suggest to me a little bit strange as surely as a driver if you feel like you were not at fault you would have claimed. But I am also aware that the man had very little damage to his car and it is my car the came off the worst.
my insurance company have said that they will have to put it through as a fault claim? I've never heard of this as this is my first ever road traffic accident and I have a clean licences of 4 years.they said that the man will likely say that he had right of way but like I stresssd to the company when I looked for a suit me safe gap and took off the man was not established in my view nor was he in the correct lane and was speeding which caused the collision in the first place. They said it would be his right of wah which I know would be the rule of he was established on the round a bout in clear view and in the correct lane for the exit he was taking but this was not the cSe. They said they can't prove he was speeding. I find this very frustrating. I also said it is the rule of the road and responsibility of the driver to be award of being in correct position to exit the roundabout and once they had committed to that lane if they had doubt they should continue until they could get to a safe place to change the course of their route they shouldn't just take it upon themselves to shoot out in front of someone and hope they make the exit without getting court.
Me and my passenger both suffering from whiolash Injurys.
I currently don't know what to do about my car?
A friend who works in framework and repair have said it would cost more than the are worth to repair but I need the car for work and general daily tasks.
I would really appreciate any help, advice on this or anyone who has suffered similar and can help me?
Thanks a lot for taking time to read!