The best way to deal with congestion, commuters or otherwise, is to leave it to market forces eventually the congested will find another way. The choices are change jobs, move house, tele working or use public transport, whatever, just avoid the congestion. Building new roads is not a realistic option as new roads in the medium term just create more traffic.
Got to echo Smudger's points here, though in an ideal world would agree with you! However, we have to do much more than simply improve IT connections (frequently dire unless you're in a populated area) but also, for firms in more rural areas, not penalising them for despatching or receiving goods in such areas.
One of the choices you forgot to mention is that drivers will find as many rat runs as they can to avoid your options so we get even more restrictions!
I'd like to see much more teleworking for a lot of office conferences - spent four hours doing that this week and saved over £600 in travelling, food and accommodation costs.
What jobs pay what also needs to be considered. We're all being told to get out and work (and I wish I could find something that would give me a work/life/carer balance as I'm now classed as one of the condemned benefit folks!). But if your circumstances only allow for you to do a few hours per week, job choices are very few and far between and very low paid - I've been offered two jobs and it would cost me more in time and travel than I'd get paid and I can't afford to move, not just for financial reasons, either.