Vehicle Breakdown Cover
Vehicle breakdown cover from just £7.00 a month*
*New, single vehicle-based cover. £7.00 a month for Basic cover.
Vehicle breakdown cover is a type of cover that applies to a specific vehicle. It means your car, van or motorbike will be covered no matter who’s driving it when it breaks down. This is different to personal cover, which applies to a person, not the vehicle. Even if they're just a passenger.
Vehicle breakdown cover usually costs less than personal cover. And it's ideal if you or your family only drive one vehicle, or only use one vehicle.
Before you decide on vehicle breakdown cover, it's important to think about the pros and cons. If it isn't right for you, you can always choose personal cover instead.
You can buy cover for more than one vehicle with a multi-car breakdown cover policy. With the RAC, you can cover up to 3 on the same policy.
It costs at least £3 a month to add an extra vehicle to your breakdown policy, depending on the level of cover you have. And each one gets the same level of cover.
We provide cover for many types of vehicles, including hybrids, electric cars, and even breakdown cover for older cars. We also cover motorbikes, campervans and vans. All we ask is that it’s:
If you don’t think vehicle breakdown cover is your best option, there are other types of breakdown policies available from the RAC. Breakdown cover levels include:
Personal Breakdown Cover
European Breakdown Cover
Family Breakdown Cover
Multi-car Breakdown Cover
Caravan Breakdown Cover
Instant Breakdown Cover – if you’re not a member and have just broken down
Vehicle breakdown cover means a particular, named vehicle is covered, whoever is driving it in the event it breaks down. It doesn’t matter who the driver is – as long it’s a valid, qualified driver of course – they can call for assistance.
Yes, RAC vehicle breakdown cover can be paid monthly.
Not at all with vehicle breakdown cover, which only applies to the specific, named vehicle. Personal breakdown cover could cover you, in any vehicle.
The RAC offers breakdown cover that can cover both your car and your motorbike. There’s more information about that type of breakdown cover here.
Vehicle breakdown cover is usually slightly cheaper than personal cover, as it applies to one vehicle rather than a person in multiple vehicles. The car you choose will be covered no matter who’s driving. But if you often drive more than one car, or have a family who drive multiple cars, personal cover could be a better option.