Drivers avoid claiming on insurance

Around 24% of motorists pay off another driver following an accident in which they are at fault, instead of using their insurance, a new survey has found.

According to discount, a majority of motorists who pay for the cost of damage to another driver's vehicle choose to do so to avoid theircar insurance premiums going up.

Over a fifth of motorists said they had paid off another driver following an accident as the excess on their insurance was too high to warrant claiming on the policy, while 11% admit to paying for damage as they do not want to lose their no claims bonus.

The survey found that 2% of drivers who pay for the damage themselves after a bump do so because they are not insured on the vehicle at the time of the accident.

Of the drivers who have not paid off another driver following an accident, 42% said they would consider doing so in future so that their premiums would not increase.

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