Cheap Breakdown

Cover from just £4.50* a month

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Cheap Breakdown Cover

If you want the security of breakdown cover for your vehicle but are concerned about the cost, roadside assistance with the RAC is competitive and flexible enough to suit any budget. The RAC offers cheap breakdown cover, starting from as little as just £4.50 a month to ensure your vehicle is protected if you need to call us for assistance.

 Our Patrols fix 4 out of 5 cars at the roadside in just 30 minutes on average

 All our Patrol vans carry over 500 parts and tools - so we bring the garage to you

 Attach the RAC fob to your keys and if you lose them we will let you know if they have been found.

 RAC Breakdown Cover has been awarded a 5-Star rating by Defaqto

 We’ll also recover you if you’re involved in an accident

The RAC Difference

92% of our members would recommend RAC breakdown cover to their friends and family because of the RAC Difference.


What does cheap breakdown cover include?

The cheapest cover from the RAC starts from just £4.50 a month but although it’s low in price it still provides great value and peace of mind from a name you can trust. We’ve been rescuing our members for over 120 years.

With our cheapest breakdown cover you’ll receive:

  • Cover for your vehicle - regardless of who is driving it when it breaks down.
  • We’ll attend to you, to fix your vehicle at the roadside, providing you’re at least over ¼ mile away from your home.
  • If we can’t fix your vehicle at the roadside and get you on your way again, we’ll tow you, any passengers and your car to a destination of your choice within ten miles - whether that’s a nearby garage or back to the comfort of your home.

What our members are saying

The website was easy to manoeuvre through and the transaction was complete in a matter of minutes. I am not the best on the computer but found it quite easy

Mr D D, Newport

Within 5 minutes I changed my registration plate to a private plate, renewed my policy and got it cheaper than last year. Great customer service. A polite, knowledgeable representative

Mr D F, Warrington

Expectations were exceeded. At no time did I feel pressurised, my needs were listened to and clarification was given whenever I asked for it

Mr D R, Hampshire

Best online insurance company I've ever used

Mr M K, Arlesey

Generally a quite simple experience taking out the insurance policy online. Help was available throughout if required. Insurance documents available immediately for downloading and printing

Mr V H, London

Cheapest quote.....easy access to policy and helpline at any time

Mrs E B, Immingham

Been insured with the same company for 12 years so I know RAC and I have faith in you 

Mrs J S, Birmingham

Easy - changed my car mid year took me 5 minutes – simple

Mrs N B, Biggleswade

Straight forward process - particularly liked the fact I could upload no claim verification documents instead of having to supply by post

Ms B M, Rutherglen

Great service and the RAC found me the best deal.

Mr Y - Newcastle

Dealing with RAC insurance is a revelation compared to our last insurer. RAC gets top marks.

Mr W, Falmouth

You cannot improve on perfection.

Mrs P, Llantwit Fardre

I was pleased to get extra discount for having breakdown cover.

Miss A - Leicester

Why choose RAC for budget breakdown cover? 

Choosing the right level of breakdown cover is an important decision - and it’s not all about cost and price. While you’ll obviously be looking for a bargain and may have a budget in mind, you should aim to secure the best cover you possibly can.

There’s a lot of choice when it comes to breakdown providers. However, not all of them offer the same level of service and cover, so take the the time to look into what is available before committing. 

The RAC is the UK’s most experienced breakdown cover provider, and we’re proud that 92% of our members tell us they’d recommend our services to friends and family. To see how we compare with some other breakdown cover providers, read our compare breakdown cover guide here.


Do you need a higher level of breakdown cover? 

When reviewing your breakdown cover options, you might need to consider a higher level of cover. Depending on your circumstances, you may prefer a more comprehensive type of breakdown cover, to ensure you’re looked after in all eventualities.

Some of our other levels of breakdown cover include:

At Home Cover

This isn’t included as part of a standard roadside cover policy, but can be added. At Home means that if you break down at home or within ¼ mile of home, we’ll attend. If you mainly drive short distances and locally, this could be a great option for you. A flat battery on a cold winter’s morning? Call us.

National Recovery

National Recovery is an excellent option if you drive all over the country or regularly make long journeys. If your car breaks down at the roadside and we can’t fix it, having National Recovery means we’ll take you to wherever you need to be in the UK. There’s no restriction on where that is - it can be anywhere in the UK, and we’ll take up to eight passengers, too.

Onward Travel

Our Onward Travel cover is another useful option if we’re unable to fix your car and get it up and running again. We’ll provide the means for you to continue your journey, whether that’s by supplying a hire car as a replacement vehicle, overnight accommodation for you and everyone else you’re travelling with, or an alternative transport option - such as a train. 

5 Star Breakdown Cover

RAC Roadside, Recovery, At Home and Onward Travel breakdown cover has been awarded a 5 star rating by Defaqto.

Other types of breakdown cover

Full Breakdown Cover
European Breakdown Cover
Family Breakdown Cover
Personal Breakdown Cover

Frequently Asked Questions

Our cheap breakdown cover provides roadside assistance if you break down ¼ mile or further away from home. It won’t cover you if you break down at home or within ¼ mile of home. If you want to be covered at home, you’ll need to add our At Home cover.

Am I covered in Europe?
No, not as standard. If you’re planning to drive in Europe, you’ll need specific European breakdown cover to ensure you’re covered when abroad.
Does this cover me or my vehicle?

RAC’s cheap breakdown cover applies to a vehicle, not an individual. So, that vehicle will be covered, whoever is driving it when it breaks down.

Will any driver of my car be covered?

Yes - because it’s vehicle-based breakdown cover, it’s the named car that’s covered, not particular drivers.


Find out more

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer


Many vehicle breakdowns happen at home - but with RAC At Home Cover you can get on with your day quickly again.


Get outstanding roadside cover with a wealth of additional extras with the RAC. We fix four out of five vehicles at the side of the road.


If your vehicle breaks down miles away from home, National Recovery cover from the RAC could prove invaluable - find out more here


If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address


If your vehicle can't be fixed in the same day after a breakdown, RAC's onward travel product helps you to make alternative travel plans to continue your journey.


Vehicle Breakdown Cover can be a great value option if you’re looking for cheap breakdown cover - this guide from the RAC looks at the benefits of it.


Personal Breakdown Cover can give you peace of mind in whatever vehicle you’re driving or travelling in as a passenger, as this guide from the RAC explains.

Compare breakdown cover

Compare breakdown cover from the RAC and other providers to help you understand the differences in service, coverage, optional extras and reliability.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with AA, to see how it compares for level of cover, pricing and customer reviews.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with AXA, to see how it compares for level of cover and pricing.

If you’re searching for the best breakdown cover deal, using a comparison service can really help - here are some useful tips to consider before you start your search.


How does the RAC compare with Direct Line, when it comes to providing breakdown cover services? This guide takes a look at prices, level of cover and customer reviews.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Emergency Assist, to see how it compares for level of cover and pricing.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Green Flag, to see how it compares for level of cover, pricing and customer reviews.


The RAC is one of the UK’s leading providers of breakdown cover and vehicle recovery, but how does it compare to StartRescue?


The RAC and Rescuemycar are both UK car breakdown providers, but how do their levels of cover, prices and customer reviews compare?

Additional cover

Our breakdown patrol will know you're a blue badge holder before they reach you.


Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.


The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.


Car rescue insurance from the RAC starting from £4.50 a month. Our patrols fix 4 out of 5 cars at the roadside in just 30 minutes on average.


RAC European Breakdown Cover provides you with peace of mind and comprehensive single-trip or annual cover you can rely on during your holidays.


Family Breakdown Cover and Multi-car Breakdown Cover policies can provide peace of mind and breakdown cover for every member of your household.


Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.


Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

Driving hints and tips

Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means


The RAC are proud to boast a higher Trustpilot score than their main competitors - read live reviews and feedback on their 5 Star Defaqto rated cover.


The RAC attend more breakdowns in the winter as many car parts are vulnerable to the cold weather. Read our expert advice in our Winter Breakdown infographic.


More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem


Modern cars are now equipped with a sophisticated electronic management system, find out how we overcome this to detect a fault with your car