As any owner will know, classic cars are highly sought after and valuable possessions. At RAC we take pride in these cars and the traditions of motoring excellence that they represent. That's why we've designed an insurance package specific to the needs of classic car owners.
What is a classic car?
Manufactured at least 15 years ago as a standard production model (20 years for some vehicle makes, eg Porsche)
The annual mileage must not exceed 7,500 miles - discounts are available for lower mileage
Must be used as a second car
How is the car's value determined?
Policies are issued on an "agreed value basis". This means we agree with you the value of your car when taking out the policy.
What do our policies offer?
Social, domestic and pleasure use by all drivers (the minimum age for drivers of high performance cars is 35)
Use for competitions, rallies and trials excluding speed trials, racing or any track event
You can take out two types of cover
Comprehensive cover includes
Agreed value (where available)
Free valuation service
Accidental damage, fire and theft
Liability to third parties (including passengers)
Windscreen & window damage - unlimited (£50 excess)
Personal accident benefits for you and your spouse
Medical expenses
Legal charges
Towing of a trailer or caravan (third party only)
Club events (excluding speed trials, racing and track events)
Laid up cover includes
Accidental damage, fire and theft
Additional cover
Cherished number plate insurance available upon request
For a free no obligation quote please complete
the online application form or call 0800 387 452
Opening hours
Monday to Friday - 9.30am to 5.30pm
RAC Classic Car Insurance is arranged and administered by Towergate Underwriting Group Ltd t/a Towergate Hall & Clarke, 302-308 Preston Road, Harrow, Middlesex, HA3 0OP (registered in England 4043759) on behalf of RAC Financial Services Limited (Registered No. 5171817), registered at RAC House, 8 Surrey Street, Norwich, NR1 3NG. Towergate Underwriting Group t/a Towergate Hall & Clarke and RAC Financial Services Limited are authorised and regulated by the Financial Services Authority and within the jurisdiction of the Financial Ombudsman Service and the Financial Services Compensation Scheme. Calls may be recorded and/or monitored.
