Insurance

Physiotherapy cover

Physiotherapy cover is a comprehensive physiotherapy cover to help you recover if you've been involved in a car accident.

Approximately 80% of all personal injury claims involve 'soft tissue' or 'whiplash' injuries and medical research strongly suggests early diagnosis and treatment significantly increase your chances of making a full and speedy recovery.

For just £15 a year you can add Physiotherapy cover to your comprehensive motor insurance. This unique cover gives you:

• Speedy referral to a fully qualified chartered physiotherapist in your area
• An initial consultation to determine the suitability and level of treatment required
• Up to 8 treatment sessions
• Full report will be sent to your GP on completion of your treatment

At just £15 per year, this cover represents fantastic value for money.

What is covered

• Physiotherapy treatment from an RAC Direct Insurance appointed* Chartered Physiotherapist who is of the opinion that treatment will help your recovery. The most we pay for each injured person is £400.
• Fast track applications - you are normally contacted within 48 hours of your request.
• You are covered even if the accident was your fault, there's no impact on NCD (claims including your vehicle still affect your NCD), and your passengers also benefit from this fast track service.

What is not covered

• Physiotherapy will end once the Physiotherapist considers additional treatments will provide no further assistance to your recovery, or the limit (above) has been reached, whichever is sooner.

* Quantum Managed Care (QMC) are the expert third party appointed by RAC Direct Insurance to manage this service.

For more information please see our car insurance wording.