What's Included with Cheap Van Insurance

Understanding what’s included in a cheap van insurance quote is vital when looking for the right cover for your van.

Choosing a level of cover that suits you and your van depends on a number of factors, such as the value of your van and where you store it. Take a look at the details of what each cover level includes below to ensure you don’t underinsure your vehicle.

There are three levels of van insurance:

  • Third party – The basic minimum cover allowed by UK law. However it might be a good idea to opt for a higher level of van insurance to minimise your risk.
  • Third party, fire and theft – This offers you protection if your van is stolen, attempted to be stolen or damaged in a fire.
  • Comprehensive – With this level of cover, you’ll be protected for damage to the van, property and yourself, even if you are at fault (limits may apply).

The excess you’ll be expected to pay will change with each level of cover, although you can adjust your excess to alter your premium.

What to add to your cheap van insurance

There are many optional extras that you can add to your van insurance policy at an additional cost. But by purchasing your policy directly from the RAC, you’ll benefit from the following great features at no extra cost:

  • Legal Expenses Insurance
  • Windscreen cover for comprehensive policies
  • Liability for passengers
  • Emergency treatment

In addition to these great policy features, you can also buy some optional extras to suit your specific needs, these include:

  • Breakdown cover starting at £39.99 a year
  • Tools in transit cover from £30.99 a year
  • Replacement van cover from only £20.66 a year to get you back on the road

We also offer a great value package of extras to cover the key optional extras at a reduced price. Our Star Buy includes Roadside Breakdown, Tools in Transit cover up to £1,000 and 14 days Replacement Van Cover all for only £70, saving you £21.64.

So if you opt for comprehensive van insurance from the RAC, not only will you be in the safe hands of a company with 119 years’ experience as the motorists’ champion, but you’ll have the peace of mind that your van is properly covered.

Contact us today

Find further information on cheap van insurance or speak to one of our RAC advisers on 0330 332 8308 to get a quote.