Sales enquiries: 0844 891 3111

RAC

Home Insurance

RAC Premier Home Insurance

RAC Premier Home Insurance provides protection for your property, both inside and out, with up to £1 million buildings and £100k contents cover as standard. We search a panel of insurers to find you the best price for your needs, and in an emergency our UK based claims team is on hand 24/7 to help you through the process. With 117 years’ experience of serving customers, you know you’re in safe hands when you buy with the RAC.

Included as standard:

  • £1m buildings cover
  • £100k contents cover
  • New-for-old contents replacement
  • 24/7 UK claims line
  • £2,500 garden plant cover

Looking for a little extra?

  • Add Home Emergency Cover for only £3.50 per month
  • Add Family Legal Protection for only £2.00 per month
  • Add Key Cover from only £1.25 per month

Limitations and exclusions apply. Please read the policy documents for full details.

Buy online now and get covered straight away or call 0844 546 0537*.

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More information about RAC Home Insurance

Whether it’s your prized home entertainment devices, including gadgets, televisions, computers, games consoles and mobile phones, or special items such as jewellery, antiques or paintings, RAC Home Insurance will ensure you are safe from financial loss.

It’s not just the theft of your items that our home insurance policy will protect against. In the event of damage to your house, our policies will cover the cost of rebuilding and repairing the damage. Owning a home can feel like you’ve got the weight of the world on your shoulders at times, but with RAC Home Insurance you can take a lot of the worry out of the equation.


Calls are charged between 1p and 13p per minute, plus a 15p call set up fee from landlines. Calls from mobiles are typically between 5p and 41p per minute. Calls may be monitored and/or recorded. Lines are open Monday-Friday 8am to 8.30pm, Saturday 9am to 6pm.

RAC Insurance is a trading name of RAC Financial Services Limited, Registered in England No, 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Home Insurance is introduced by RAC Financial Services Limited to Heath Lambert Limited. Insurance is arranged and administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered in England No 1199129. Registered Office: The Walbrook Building, 25 Walbrook, London, EC4N 8AW. Both companies are authorised and regulated by the Financial Conduct Authority.

Car Insurance
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