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Home Insurance

Home Insurance

Cover for less than £152*
That’s what over half of our customers paid

Get a quote


At the RAC we know it’s important to protect the things in life you value the most, and our home insurance is designed with our customers in mind.

We search a panel of approved insurers to find you the right cover at the right price. That’s why over half of our customers paid less than £152* for their home insurance.

Cover comes with a range of benefits, designed to protect your home against the unexpected.

  • Popular elements included as standard - from replacement locks (with contents cover) to basic accidental damage
  • Cover tailored to suit you - choose from a wide range of optional extras to tailor a policy to meet your needs
  • Legal cover up to £50,000 including a 24 hour legal helpline for when you need support and advice
  • Includes cover for downloaded music and films – up to £500 (with contents cover)

Limitations and Exclusions apply. Please read the policy documents for full details.

Get a QuoteRetrieve a Quote

Or call 0844 546 0537 today.

Calls may be recorded or monitored. Lines are open Monday-Friday 8am to 8.30pm, Saturday 9am to 6pm. Calls to our 0844 numbers cost 5p/min from a BT landline. Set up fees may apply and network charges may vary. Calls from mobile phones may be considerably more.

Why choose RAC?

  • Select the level of cover that's right for you, and only pay for what you need
  • Fire or flood? We'll find you and your family somewhere to stay
  • Keycare provides up to £1000 cover for replacement locks should your keys become lost or stolen
  • UK only call centres if you need to talk to us about your home insurance

Optional cover - add extras to your home insurance

  • Extended accidental damage to contents: in case you spill that glass of wine on your new carpet
  • Extended accidental damage to buildings: put your foot through the ceiling? It's covered
  • Personal effects: your belongings covered when you're out and about (available when you insure your contents)
  • Cover for personal money, frozen food and pedal cycles

Could you save money with RAC Home Insurance?

Call 0844 546 0537 today!

Optional Home Emergency Cover

  • Emergency helpline available 24 hours a day 365 days a year
  • £500 limit per incident and no policy excesses
  • Normally same-day attendance by an approved contractor
  • Emergency cover for the loss of essential services to your home

 

 
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* 51% of all customers buying home insurance with us from 1st January 2013 to 31st March 2013 paid £152 or less. Based on all policies (buildings, contents and combined) with payment on an annual basis. Your premium will depend on your individual circumstances and the level of cover you choose.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Home Insurance is introduced by RAC Financial Services Limited to Heath Lambert Limited. Insurance is arranged and administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered in England No. 1199129. Registered Office: 9 Alie Street, London, ED1 8DE. Both companies are authorised and regulated by the Financial Services Authority.