Third party fire and theft car insurance

Great value basic car insurance with optional policy add-ons

  • Cover for damage to other people's cars and property
  • Repairs covered if your car is damaged by fire or theft
  • Emergency medical treatment after an accident
  • Third party only cover when driving your car in the EU
  • 5-year guarantee on repairs by our approved network, or choose your own repairer

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Why choose RAC?

  • Car insurance that comes with the quality and service you'd expect from the driving people
  • We search a panel of our approved insurers to find you our best price
  • Option to protect your no claims discount if you have 5 years or more
  • Call us at any time, day or night if you need to make a claim

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To speak to one of our advisors, call us on free on 0330 159 1021.


03 numbers are charged at national call rates and are usually included in inclusive minute plans from landlines and mobiles. Calls may be recorded and/or monitored.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.