Speeding fines

Whether you’ve been caught going over the speed limit by a police officer or speed camera, our Speeding Fines guide will tell you everything you need to know and what to expect.

Receiving a Speeding Fine

If a car is caught speeding, the registered keeper will then receive a Notice of Intended Prosecution (NIP), which must be served within 14 days of the alleged speeding offence.

Exceptions where the notice will still stand even if served after 14 days are:

  • Reasonable diligence – Where the police need extra time to determine who the registered keeper is and how to contact them; or
  • Driver fault – Where the delay is caused by the driver

Once served, the registered keeper must respond within 28 days confirming the person who was driving at the time of the alleged offence. Failure to do so can result in the registered keeper receiving a fine and penalty points being added to his or her driving licence.

Alternatively, if a motorist is pulled over for speeding, depending on the seriousness of the transgression, a police officer may issue a verbal warning instead of an NIP.

How much is a speeding fine

There are three main types of fines for speeding offences:

  • Fixed penalty - the maximum is £100
  • Court summons for offences on non–motorways - the maximum is £1,000
  • Court summons for motorway offences - the maximum is £2,500

Fixed Penalty

If you are caught going over the speed limit and are not a offered a speed awareness course, then you will in all likelihood receive a Fixed Penalty fine of £100 and 3 penalty points on your licence. This option also helps you completely avoid the court process and there are no other costs. As the name implies, this penalty is fixed and does not change regardless of circumstance. To receive this fine, you must comply with the terms imposed within 28 days.

Court Summons / Motorway Offences

If the speeding offence is considered to be too serious for a Fixed Penalty notice, the police will commence court proceedings. If convicted, as well as paying a fine of up to £1,000 (or up to £2,500 for motorway offences), you will also be ordered to pay the prosecution costs, witness expenses (if incurred) and the victim's surcharge of £15.00

Driving Penalty Points

As well as financial fines, motorists can also receive penalty points. The typical punishment for speeding offences is 3 to 6 penalty points, depending on the severity of the offence. Starting from the date of conviction, the points last for 3 years, with the endorsement liable for removal from the licence after 4 years.

There are two main types of penalty points for speeding offences:

  • Disqualification from driving for those who accumulate 12 or more penalty points within 3 years.
  • Disqualification from driving for new drivers who accumulate 6 or more penalty points within 2 years of passing their driving test.

Speed Awareness Course

The National Speed Awareness Course is an alternative form of reprimand to those who have been caught breaking the speed limit. Motorists who have been caught breaking the speed limit should be offered the course as an alternative to offences that incur the Fixed Penalty charge. Costs for the course can vary, and once attended, attendees are not eligible to attend a second course within a period of 3 years.

Find further information here on car insurance or speak to one of our RAC advisers on 0330 159 1019* to get a quote.

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