RAC Breakdown Cover
Vehicle Based UK Roadside Membership^ available at no extra cost for the first 12 months of your policy if selected. Upgrades available at a discount.
Don’t get caught out on a long journey. Protect your vehicle with 24/7 roadside rescue breakdown cover and your vehicle will be fixed at the roadside, as long as you're over ¼ mile away from home.
Includes a 10 mile tow to a destination of your choice, local garage or a place of safety if your car cannot be fixed at the roadside.
RAC patrols fix 4 out of 5 vehicles at the roadside
Motor Legal Protection
Available at no extra cost for the first 12 months of your policy if selected, and for the lifetime of the policy for RAC members1.
Who would pay the legal bill if another driver hit you and you were not at fault? Motor legal Protection covers your legal fees if you need to pursue someone for losses and expenses following a non-fault accident.
£100K of legal cover and help to find you a solicitor
24/7 legal helpline for advice relating to a motoring issue
Compensation for personal injury and medical expenses
Personal Accident Cover
Cover for only £44.52 a year
If you're injured in a car accident, Personal Accident Cover could help you look after you and your family, paying out a cash benefit that varies depending on the injury.
£100K in case of permanent disability or fatal injury to support your family or help you adjust if you are no longer able to work
Up to £2k for burns and £1k for fractures
£50 per day if you're hospitalised as the result of an accident (up to £4k per claim). This extends to £50 per day outpatient care (up to £300 per claim)
Cover for only £18.99 a year
Feel uneasy when you lose a set of keys? With our Keycare policy you will be covered for any lost or stolen keys.
Up to £1,000 of cover each year
Cover includes any home, car, workplace or other property keys attached to your key fob
Nationwide network of approved locksmiths
Cover from only £25.99 a year
Claim back your policy excess for an accident when you are at fault, or if the accident involved an uninsured driver.
Choose from up to £300 or £500 cover
Covers multiple claims up to the value of cover
Covers the policy-holder or any named drivers
Guaranteed Replacement Car
Cover from only £12 a year
Adding Guaranteed Replacement Car to your policy keeps you mobile by providing a replacement car should yours not be driveable following a claim.
Provides cover in the event of accident repairs, vandalism, fire or flood, vehicle write-off or theft
Choose from 14 days or 28 days cover
No Claims Discount (NCD) Protection
Cost is calculated on your overall premium
If you have an accident and need to claim on your policy, you'll lose the years of No Claims Discount you have built up, if you haven't protected your NCD.
With NCD Protection you would be able to make one or more claims without it reducing the NCD applied to your policy premium
NCD Protection covers up to 2 fault claims within a 3 year period. You will be eligible to purchase No Claims Discount Protection if you have 4 years or more No Claims Discount
You can add an optional extra to your policy by calling 0330 159 1048.