Sales enquiries: 0844 891 3111


Car Insurance

Car Insurance

At the RAC we’re committed to finding our customers a great deal on their car insurance.

We search a panel of carefully selected insurers to give you our best possible price and you can get annual cover for less than £149^ (that’s what 10% of our customers paid).

For a limited time, get a 10% discount when you insure additional cars in your household with RAC Multicar*. Offer ends 30th November 2014.

Award winning Car Insurance from a name you can trust

The RAC has been named as a ‘Trusted Car Insurance Provider’ at the Moneywise Customer Services Award 2014.

Plus, our award-winning comprehensive cover also offers:

  • Courtesy car as standard (subject to availability)
  • Free motor legal protection cover. Up to £100k to cover your legal expenses for non-fault accidents including damage to your vehicle and injuries or death of insured driver. For the first 12 months of the policy
  • Approved claims repairs guaranteed for five years

Limitations and exclusions apply, please read the policy documents for full details.

Get a quoteRetrieve a quote

Amend policy

More about Car Insurance

Motorists in the UK are required by law to have valid car insurance. Driving without motor insurance is illegal, carrying a maximum fine of £5,000, six to eight penalty points and potentially disqualification from driving.

If you are involved in any kind of road accident, car insurance protects you, your vehicle and other road users by providing financial compensation to cover the costs of any damage or injuries. The minimum legal requirement for car insurance is third party, which will cover you if you cause damage or injury to another person, vehicle, animal or property in a road incident.

However, third party insurance does not cover the potentially high costs of repairing any damage to your own car, or cover you if your vehicle is stolen or damaged in a fire. For a higher level of cover, third party, fire and theft car insurance or comprehensive car insurance are options.

Upgrading to comprehensive car insurance will provide you with the highest cover and protect against damage to your own vehicle, even if you are to blame for the accident. If you are involved in an accident where you are not at fault, the RAC’s award-winning comprehensive car insurance will also provide free motor legal protection cover of up to £100,000, to help you pay for any legal expenses that you might incur.

^ 10% of all customers buying car insurance with us from 1st April 2014 to 30th September 2014 paid less than £149. Based on comprehensive car insurance, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

* The multicar discount will be applied to the insurance premium of up to three additional cars that are registered to the same address as the RAC Car Insurance policy number provided at time of quote. The first policy purchased with us or any existing policies will not be eligible for the discount. Any additional products, add-ons, fees and charges will not be discounted.
The discount is only valid on quotes and purchases made by calling RAC Car Insurance direct on 0844 891 1634 between 20/08/2014 and 30/11/2014.
Discount applies to the first year of cover only.
The discount will not be available if there have been 7 or more policies previously cancelled at the registered address.
The discount is subject to the existing policy number being provided at the point of quote for any new policies.
If you cancel your policy mid-term, amend it (for example by moving out of the registered address) or there are no longer at least two policies at the registered address, we reserve the right to reclaim the value of the discount applied to your policy premium.
Quotes and purchases through price comparison sites, cash back sites or the website are excluded and the discount will not apply. No cash or other alternatives available.
The discount cannot be used in conjunction with any other offer and/or discount and may be withdrawn at any time.
For full details of the policy terms and conditions, please refer to your policy documents. Your premium will depend on your circumstances and the level of cover you choose.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance is arranged and administered by BISL Limited, which is an independent intermediary, and is underwritten by a panel of insurers. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.

Multicar Discount
NEW Limited Offer
Guaranteed 10% off additional cars*
Multicar Discount_img Find out more
Award Winning Car Insurance
Home Insurance
Get building and contents cover with RAC Home Insurance.
Home Insurance_img Get a quote