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Legal Expenses Insurance -Frequently Asked Questions

Am I covered as a passenger?

Yes - as a driver or passenger in any private vehicle, on public transport or as a pedestrian. Very useful if you're involved in an accident as a passenger that isn't your fault.

What happens if I'm prosecuted by someone else?

Our Legal Expenses Insurance can help with that too. You'll get up to £10,000 of legal costs covered if we feel you have a reasonable chance of success.

What if I'm involved in an accident?

When you buy RAC Legal Expenses Insurance (Legal Care), you're entitled to use our members only free Accident Care helpline. With just one call, RAC can help if you've been involved in an accident as well as giving help and advice with getting back on the road again. We can even help with recovering damages if you're involved in an accident which wasn't your fault.

What if I have an accident abroad?

You'll be covered for accidents that take place anywhere in the UK and Europe. A list of the countries covered is available in our terms and conditions.

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