Home Insurance | Buildings & Contents Insurance | Household Insurance | RAC

Breakdown Cover
Breakdown Cover
For peace of mind on the road choose from 5 levels of breakdown cover from just £28 a year.
get cover today
Insurance
Insurance
Great value insurance for your car, home, caravan or classic car. We also offer travel insurance and much more.
find out more about our insurance products
Plan a trip
Plan a trip
Take some of the stress out of driving with our handy tools. Plan your route, check the traffic and more…
plan a trip
Driving Products & Services
Driving Products & Services
Check a used car before you buy, find important forms for travelling abroad or get new tyres fitted locally.
find out more about our driving products and services
Discussion, News & Advice
Discussion, News & Advice
Down-to-earth motoring advice from the driving people. Plus get involved with the RAC blog and forum.
find out more about discussion, news and advice
My RAC
My RAC
Get great members offers worth over £500, subscribe to our member e-zine, renew your policy and much more.
find out more about exclusive offers for RAC Members
Search Search

Breakdown help: 0844 891 3111

Insurance help: 0844 891 3558

Home Insurance

Kelly Schmidgall

Protect the place that matters most with great-value home insurance

Choose buildings or contents home insurance or combine the two
24-hour claims helpline

Popular elements included as standard - from replacement locks to basic accidental damage
Cover tailored to suit you - choose from a wide range of optional extras

To find out more, call 0800 051 4070.

(Lines are open Monday-Friday 8am-10pm, Saturday 8am-6pm and Sunday 10am-4pm.)

Calls may be recorded or monitored.

Why choose RAC?

Home Insurance

Select the contents cover that's right for you, and only pay for what you need

Fire or flood? We'll find you, your family and your pets somewhere to stay.
Cover for personal money, frozen food, and contents in the shed or garage.
Free identity theft helpline in case your credit cards are stolen.
Your personal RAC contact will deal with your claim from beginning to end.

Home Insurance

Optional cover - add extras to your home insurance

Extra accidental damage to contents: in case you spill that glass of wine on your new carpet
Extra accidental damage to buildings: put your foot through the floor? It's covered…
Personal effects: your belongings covered when you're out and about (available with contents only)
Legal expenses: legal costs to help you pursue or defend a wide range of legal cases

Got a question?

Additional questions

How do I make a home insurance claim? If your insurance reference …: If your insurance reference number begins with MHO please ring 0844 891 1129, otherwise please call 0800 051 4602 (both numbers are open 24 hours).
Do you offer new-for-old replacement? Yes, we'll normally replace …: Yes, we'll normally replace your household items with new ones of the same specification. In some cases - such as for clothes and linen - there are restrictions due to wear and tear.
Is there a no-claims discount? Yes - you'll get a discount on …: Yes - you'll get a discount on your home insurance premiums if you don't make a claim.

RAC Member Offers

Save £100s with exclusive deals for our members.