RAC

Insurance Help

Day Car Insurance


What happens if I need to make a claim under this policy?

If you are involved in an accident, just call our freephone claims number 0800 633 5824*, which is available 24 hours a day, and we'll do the rest. You must contact the police if the car has been stolen or if anyone has been injured as the result of any claim.

Please be aware that if you do make a claim under this policy you'll need to disclose this fact to your current car insurer.

* Calls may be recorded and/or monitored.


Would this policy cover me to drive abroad?

As standard, we provide the minimum level of insurance required (usually third party only) in any country which is a member of the European Union.

European Cover is available at an additional premium (a 20% surcharge) for cars registered in the UK. This upgrades your cover to fully comprehensive.

Back to top


Would I build up any no-claims discount under this policy?

RAC Day Insurance is a flat-rate policy for a fixed period. You would not build up any no-claims discount under this policy and would not receive any discounts for remaining claim-free or be able to transfer any bonus to another policy.

Back to top


Can I use RAC Day Insurance to tax my car?

No, although your short-term insurance certificate provides evidence of insurance in the format prescribed by Road Traffic Act legislation, the DVLA or UK Post Offices will not accept these certificates for road fund licence purposes.

Back to top


How do I get the necessary paperwork to provide proof of insurance?

Once you have completed the online forms and payment you will be able to print all the paperwork from the site immediately.

If you have problems accessing your policy documents after you have purchased cover, email rac@shortterminsurance.co.uk, quoting your policy number, or call the Day Insurance technical support line on 0871 811 7100.

Calls to 0871 numbers by BT are charged at up to 10p per minute; mobile and other providers may vary.

Back to top


Under what circumstances would I need short-term car insurance?

Short-term car insurance is designed for customers who require cover for one to 28 days and is available for both cars and vans. It is ideal if you need a temporary cover on a friend's car or if you want to take a test drive in a new vehicle.

Get a quote for short term insurance.

Back to top


How soon can I get short-term car insurance cover in place?

We can offer immediate cover on completion of the online application form and payment by credit or debit card, or if you wish, cover can be arranged up to 28 days in advance.

Get a quote for short term car insurance.

Back to top


Can I get short-term cover for a period of more than 28 days?

No. RAC Day Insurance only provides cover for a maximum of 28 days, for any one vehicle in any 12-month period. If you require annual cover then get a quote for RAC standard car insurance or call us on 0800 409 6701*.

Opening hours are:
Monday - Friday 8am - 9pm, Saturday - 8am - 6pm, Sunday - closed.

* Calls may be recorded and/or monitored.

Back to top


Can I get short-term car insurance cover?

RAC offers day car insurance (available exclusively online) that can be taken out for up to 28 days.

Back to top


Am I eligible for RAC Day Insurance?

The eligibility criteria for RAC Day Insurance are as follows: 

Policy holder & any additional drivers

  • Must be aged 23 years or older (note: minimum age may vary depending on vehicle)
  • Must hold a current, valid full UK, EU or EEA driving licence and have done so for a minimum of 12 months
  • Australian/USA/Canadian or any other licence types are not acceptable
  • Must have had no disqualifications in the last three years
  • Must have no more than eight penalty points on your licence
  • Have had no more than two fault claims in any three-year period

Vehicle

  • Must be registered in Great Britain, Northern Ireland or the Isle of Man
  • Must have a maximum of eight seats (including the driver's seat)
  • Must not have undergone any post-manufacturer 'after market fit' modification (cosmetic or performance-related)

Get an RAC Day Insurance quote.

Back to top