Sales enquiries: 0330 159 1111

Car Insurance Help

Payment Options


I am taking my car off the road for a period of time - do I still have to pay my insurance premium?

We cannot suspend policy cover for the period your vehicle is off the road but you may have the option to reduce cover (i.e. from Comprehensive to Third Party Fire & Theft) or you could consider cancelling the policy altogether. Otherwise, you will still have to continue to pay your insurance premium.


What does continuous payment mean?

Continuous payment means that we will automatically renew your policy and take payment each year, unless you tell us otherwise. You will receive information about your renewal approximately 28 days before your renewal date so you can check your details and contact us with any questions or queries.

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Can I pay by cheque?

No. We no longer accept cheques for payment. You can pay by direct debit or credit/debit card.

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Can I pay by Switch or Maestro?

Yes. You can pay for your cover in full using MAESTRO (the new name for Switch).

If you want to change the payment card or account on your existing policy, you can do so online by logging in to the car insurance self service centre.

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Can I pay by debit card?

Yes. We accept MAESTRO (formerly Switch), VISA Electron and Solo.

If you want to change the payment card or account on your existing policy, you can do so online by logging in to the car insurance self service centre.

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Can I pay by Direct Debit?

Yes. You can pay by Direct Debit on an annual or monthly basis. You will be given this option when your quote has been calculated.

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Can I pay in monthly instalments?

Yes. You will be able to spread the cost of your premium if you pay by monthly Direct Debit. By paying mothly, you will be entering into a credit agreement and interest will be chargeable. You will be given the option to pay monthly or annually when your quote has been calculated.

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Can I pay by credit card?

Yes. We accept Visa, Visa Debit, Mastercard and Maestro/Electron.

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What are the payment options with RAC Car Insurance?

You can either pay annually by debit or credit card, or monthly by direct debit.

You can change the payment details of your existing RAC Car Insurance policy online by registering with the RAC Car Insurance Self Service Centre.

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