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RAC

RAC prepaid Visa debit card Terms & Conditions

Main Terms & Conditions

To Qualify

  1. RAC prepaid Visa debit card offer is open to new RAC Breakdown members and new RAC Car Insurance customers only, excluding employees of RAC, their immediate families, agents or any other person connected with the promotion.
  2. To qualify for the RAC prepaid Visa debit card RAC Breakdown cover can be purchased either through www.rac.co.uk, through a RAC sales agent or RAC Patrol, or by calling RAC direct on 08000 722822. RAC Car Insurance can be purchased through www.rac.co.uk or by calling RAC direct on 08448 913558. This offer is not available to new RAC Car Insurance customers who purchase RAC Car Insurance cover via price comparison or cash back websites.
  • For Breakdown cover you must purchase a minimum of Personal Based Roadside & Recovery on annual continuous payment.
  • For RAC Car Insurance you must both obtain a quote and purchase an annual car insurance policy direct from RAC.
  • You can also qualify if you add on a minimum of Roadside & Recovery RAC Breakdown cover to your RAC Car Insurance purchase. 
  1. Purchases of RAC Breakdown or RAC Car Insurance cover must be made during the term of the promotion 20-02-2013 – 30-04-2013.
  2. The offer is not available to existing RAC Breakdown or RAC Car Insurance customers buying (or renewing their existing) breakdown cover or RAC Car Insurance cover. This offer does not preclude new customers who wish to purchase either RAC Breakdown cover and have a current active RAC Car Insurance policy, or new customers who wish to purchase a RAC Car Insurance policy and have a current active RAC Breakdown membership.

The Offer

  1. A maximum of £100 e-money is available to new customers purchasing both RAC Breakdown cover and a RAC Car Insurance policy. A maximum of £50 e-money is available to new customers purchasing either RAC Breakdown cover or a RAC Car Insurance policy only. This will be made available in quarterly instalments (see Actions You Need To Take).
  2. The RAC prepaid Visa debit card provides the Cardholder with the e-money value available on the card to spend anywhere where Visa is accepted.
  3. The RAC prepaid Visa debit card can only be credited in quarterly instalments and cannot be used to obtain cash, nor can it be used to purchase fuel via a Pay@Pump facility.
  4. Only one RAC prepaid Visa debit card per customer.
  5. There are no cash or any other alternatives available.

How It Works

  1. To claim your RAC prepaid Visa debit card you must visit www.racfueloffer.com before 30th September 2013 and enter your membership or policy number and unique reference number (URN) sent to you. This is an online campaign and you must therefore provide a valid email address in order to claim your quarterly instalments.
  2. To receive the RAC prepaid Visa debit card, your respective RAC policy(s) must still be in force and payments up to date or received in full. Provided payments are up to date or have been received in full, and you have logged in to www.racfueloffer.com to claim your card, the RAC prepaid Visa debit card will be posted to your home address within 60 days.
  3. If you cancel your RAC Car Insurance policy after your cooling off period you will forfeit any remaining quarterly instalments.

Actions You Need To Take

  1. Upon receipt of the RAC prepaid Visa debit card, you must activate your card [by calling 0844 800 6436 and retrieving your PIN]. You must activate your card within 3 months of the date we dispatch your card to you whereby the first quarterly instalment will become available for you to spend. You need to activate your card to be able to use your RAC prepaid Visa debit card.
  2. You will need to re-visit www.racfueloffer.com once every three month quarterly period and click the claim button to release your next quarterly instalment. These quarterly period dates will be set out in your online personal calendar on www.racfueloffer.com.
  3. You will not be able to claim retrospectively if you fail to claim the release of your quarterly instalments within the dates stipulated on your online personal calendar.

Things You Need To Know

  1. The RAC prepaid Visa debit card will be valid until the expiration date printed on the front of the card (two years from card issuance). PLEASE NOTE: A monthly administration fee of £2 will be deducted from your available balance if your card has not been used for a period of 6 consecutive months. For full details of the RAC prepaid Visa debit card terms of use and associated charges, please request a copy by calling 0844 800 6436 or by visiting  www.racfueloffer.com.
  2. If the amount of the value available on the RAC prepaid Visa debit card is not sufficient to cover your purchase, you will need to pay the difference by other means first (cheque, cash, debit or credit card) then use the RAC prepaid Visa debit card.
  3. Offer cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
  4. Once in receipt of the RAC prepaid Visa debit card you shall be deemed to have accepted the terms and conditions for its use. For full details of the RAC prepaid Visa debit card terms of use, please request a copy by calling 0844 800 6436 or by visiting www.racfueloffer.com.
  5. By participating in the promotion, you agree to be bound by these Terms and Conditions.
  6. Provided by RAC Motoring Services and/or RAC Insurance Limited. RAC Motoring Services (Registered in England No: 01424399. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW) and RAC Insurance Limited (Registered in England No: 2355834. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW) are authorised and regulated by the Financial Services Authority.
  7. RAC Car Insurance is arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. Authorised and regulated by the Financial Services Authority.
  8. GRG Visa Debit cards are issued by R. Raphael & Sons plc, pursuant to licence from Visa Europe. R. Raphael & Sons plc is a UK Bank authorised and regulated by the Financial Services Authority (registration number 161302). Registered office at Albany Court Yard, 47/48 Piccadilly, London, W1J 0LR, company registration number 01288938’. RAC prepaid Visa debit card is redeemable anywhere VISA is accepted. Visa and the Visa Brand Mark are registered trademarks of Visa
  9. It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the RAC prepaid Visa debit card. Your data will be kept secure and will not be used for any other purpose.
  10. This offer is subject to customers fulfilling the underwriting criteria for the policy. Policy terms and conditions apply and will be provided within the documentation when a policy is taken out.