My Girlfriend's mother recently was hit by a minicab driver while she was pulling out of a side-road. Unfortunately, it was his right of way and therefore she is culpable. Insurance aside, she is being sued by the driver of said minicab for "injuries sustained" during the incident. To add further misfortune, his doctors are all family members so there is a degree of biasedness (or so i am told). My question is really 2 fold - is is standard for insurance to cover legal costs for these things, and also, if this is the case, can we request that our insurance company (which i believe to be RAC - hey thats why I am here!) insists on an independent doctor to examine him?
Many thanks in advance!