I was wondering if anyone can help...
I was involved in an accident in May, where a 3rd party moved into my lane hitting me. He drove off and all I got was his registration number. I logged it with the police to follow up and went through my insurance as well. As I needed my car fixed I had to claim on my insurance and pay my excess of £450 (im young!). Hoping down the line I would get it back etc. A few months later my renewal was due, and the price was expensive because I made a claim and lost my bonuses. I then left my insurance company to move somewhere else who could offer cheaper insurance in my situation.
Today I recieve a cheque through the post for £450 from my old insurance company.
Does this mean that the 3rd part now excepted liability? And am I entitled to my no claim bonuses back?