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Thread: Recovery

  1. #1
    Join Date
    Jun 2012
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    2

    Default Recovery

    I have recently had my car stolen and subsequently found. The police instructed a recovery company to pick it up and they currently have it at their storage facility. As the vehicle is not fit be driven am i covered through my membership to have it recovered to my home ?

  2. #2
    Join Date
    Aug 2011
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    2,671

    Default

    What about your insurance company? Are you covered for theft?

  3. #3
    Join Date
    Jun 2012
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    2

    Default

    Quote Originally Posted by Dennis W View Post
    What about your insurance company? Are you covered for theft?
    I am covered, however, the car is only worth approx 400 with 150 excess so don't think i'm going to claim, just wondered if RAC would at least recover it to home as its undriveable ?

  4. #4
    Join Date
    Apr 2012
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    Default

    In similar cases the RAC have refused to do it on the grounds that it is merely transport and not an emergency. It will have already accumulated recovery and storage costs which may well be more than the value of the car.

    If you involve your insurance company they will load your next premium. My advice is to do a deal with the recovery people and scrap it. Buy another cheap car and transfer the insurance without telling them that the first car was stolen.

  5. #5
    Join Date
    Apr 2009
    Posts
    6,379

    Default

    Your insurance company should do this; I would not expect the RAC to do it under the breakdown cover. The recovery company will have storage charges.

  6. #6
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    Apr 2012
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    My point was that the recovery plus storage is likely to be more than 400.

  7. #7
    Join Date
    Aug 2011
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    How long was the car missing for? Have you seen how much damage was done, or are you just going by what the police have told you?

  8. #8
    Join Date
    Sep 2007
    Location
    Scotland
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    8,685

    Default

    Quote........ Buy another cheap car and transfer the insurance without telling them that the first car was stolen "

    Thats OK in theory, but wouldn't the car details appear on some database somewhere where they could be checked?

  9. #9
    Join Date
    Aug 2011
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    Yes. I do believe you are correct. I think the police and the insurance industry do seem to share data. but saying that, it wouldnt be fraudulent would it?

  10. #10
    Join Date
    Sep 2007
    Location
    Scotland
    Posts
    8,685

    Default

    I wouldn't think so, after all you never made a claim, and the question they ask is....."have you made a claim within the past two years" so technically speaking, you haven't.

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