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Type: Posts; User: dacouch

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  1. Replies
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    A week is the amount of time that is legally...

    A week is the amount of time that is legally recognised.

    You may be able to persuade them to allow a week from the payment clears in your account.

    Your friend does not know what he's talking...
  2. Replies
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    1,053

    The OP says it took three weeks to say the car...

    The OP says it took three weeks to say the car was a write off you don't have to hand the hire car straight back so I guess she had the credit hire for 28 days.

    On Credit Hire rates 28 days would...
  3. Replies
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    1,053

    The main reason the other driver thinks the OP is...

    The main reason the other driver thinks the OP is inflating the claim is almost certainly caused by the cost of the credit hire which will easily have added 5k to the cost of the claim
  4. Replies
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    1,141

    So the Insurer can check the date the OP passed...

    So the Insurer can check the date the OP passed her driving test.
  5. Replies
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    1,141

    If you log into the comparison site they...

    If you log into the comparison site they generally remember the information you provided to save you having to reprovide it, this will be very good evidence if you have declared your licence details...
  6. Replies
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    1,141

    1st Central are not a great Insurer. You need...

    1st Central are not a great Insurer.

    You need to check any documents they sent you (By post or email) to see what date is shown as you obtaining your licence.

    I would also check on your Go...
  7. Replies
    9
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    1,141

    It's unlikely the Insurer will void the policy...

    It's unlikely the Insurer will void the policy from inception, this is known as treating the policy as "ab initio" (You can google this by using "Ab initio + Insurance" which would mean the policy...
  8. Indeed Insurers do not like customers who do not...

    Indeed Insurers do not like customers who do not give them all reasonable assistance with the handling of a claim against them and / or force them to incur costs they would not normally need to pay...
  9. A) Direct Line are not handling the claim,...

    A) Direct Line are not handling the claim, they've passed it onto either your Legal Expense Provider or more likely an Claims Management Company

    B) They've put your son in a "Credit Hire" car, I...
  10. Replies
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    Her being parked on a double yellow line does not...

    Her being parked on a double yellow line does not make her in any way responsible, the law looks at it that you hit a stationary object so are at fault.

    If I was in your position I would just pay...
  11. If your son claims from his own Insurance they...

    If your son claims from his own Insurance they will deduct the policy excess and also generally any remaining payments on his premium which I assume is what you mean about him having to find 900...
  12. Replies
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    1,759

    The policyholder of the other vehicle will know...

    The policyholder of the other vehicle will know considerably sooner than that when his Insurer contacts him and starts to investigate the claim and asks him to sign legal documents indemnifying the...
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    1,759

    What I mean is it sounds like they have caused...

    What I mean is it sounds like they have caused 3K +++ of damage and if the owners are forced to pay out to you due to the way the law is worded, the Insurers will be looking to recover the money...
  14. Replies
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    Check if the vehicle itself is insured here...

    Check if the vehicle itself is insured here www.askmid.com

    If the vehicle is insured then providing the driver of the vehicle is "identified" then you can claim against the vehicle's insurance...
  15. The other driver will be saying that they went...

    The other driver will be saying that they went through on a green light, if they were going straight ahead and you were turning they would have the priority over you.

    In the absence of independent...
  16. Replies
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    2,550

    If the OP had pulled out from a side road and...

    If the OP had pulled out from a side road and even if you could prove the other driver was speeding it would make very little difference to the claim. It may make a small amount of contributory...
  17. Is the correct answer. The Insurers just need...

    Is the correct answer.

    The Insurers just need to ask him how many impacts did he experience / hear.

    I'm not sure why the last car is messing about as at the very least he's responsible for your...
  18. Replies
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    2,412

    Thanks for the link. You're correct, the lines...

    Thanks for the link.

    You're correct, the lines are not compulsory, however being in the wrong lane and then drifting tends to count against you when dealing with the settling of motor claims.
    ...
  19. Replies
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    I can't get the link to work, could someone post...

    I can't get the link to work, could someone post a working link.

    Ta
  20. Replies
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    I'm guessing you're dealings with MMA were as a...

    I'm guessing you're dealings with MMA were as a third parties Insurer where you were looking to make a recovery, as such they would be bound by civil law to make payments where they're liable.
    ...
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    I don't think I've ever heard anyone in the...

    I don't think I've ever heard anyone in the industry say that Covea are a good or well respected Insurer, if you ignore their two (Out of five) star Dafaqto rating for the quality of cover as it's...
  22. Replies
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    2,251

    It's a myth that if you bank the cheque the...

    It's a myth that if you bank the cheque the Insurers send you that they close their file and you have no come back, if you make it clear to them you're banking the cheque but still want to continue...
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    Read this link which explains how the Insurer...

    Read this link which explains how the Insurer should deal with the claim and in particular valuing the car

    http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html
    ...
  24. Replies
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    I'm not sure if you mean the parts of the RTA...

    I'm not sure if you mean the parts of the RTA relating to Insurance or the entire RTA.

    I assume the OP is being prosecuted for failing to report, this part of the RTA does apply to a "Road or...
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    4,272

    Do you realize that the case you refer to was an...

    Do you realize that the case you refer to was an argument as to whether the Road Traffic Act relating to Insurance applied in the car park. This is due to if the car park complied with the definition...
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