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Type: Posts; User: dacouch

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  1. The first paragraph was directing you to your...

    The first paragraph was directing you to your Certificate to check whether DOC is operative.

    Your second paragraph is quoting from the Certificate.

    Most (Not All) Insurers who require the other...
  2. Saga have included the following in the POLICY ...

    Saga have included the following in the POLICY

    (Providing) "the other car is insured in its own right"

    file:///C:/Users/MaZeR/Downloads/CSBMT1350_Motor_Policy_Book_714.pdf Page 14

    So with...
  3. Did you read Pryor v Manchester Police.

    Did you read Pryor v Manchester Police.
  4. It's very easy to check whether your Insurer...

    It's very easy to check whether your Insurer requires the other vehicle to be insured.

    In your policy under the section usually titled "Liabilities" or "Your liability to others" you'll find a...
  5. I know Santa is with Saga

    I know Santa is with Saga
  6. I'm guessing he'll use 143 (1) (a) "a person...

    I'm guessing he'll use 143 (1) (a)

    "a person must not use a motor vehicle on a road [F1or other public place] unless there is in force in relation to the use of the vehicle by that person such a...
  7. I know the RTA inside out, it makes no mention of...

    I know the RTA inside out, it makes no mention of the other car needing it's own Insurance.

    The RTA as does the link you're referring to, requires a vehicle being driven on the road to have...
  8. There is no law requiring the other car to be...

    There is no law requiring the other car to be insured (save the continuous insurance law however this only applies to the registered keeper) thus I cannot link to a law as no such law exists.

    As...
  9. The article you refer to is very generalised. ...

    The article you refer to is very generalised.

    It is an offence to allow someone to drive your vehicle uninsured, however as has previously been mentioned, it's possible (Depending on the...
  10. There is no such law requiring the other car to...

    There is no such law requiring the other car to be insured when you drive it under your driving other cars extension.

    If your own Insurer specifies that the other car must be insured, then it is...
  11. Spot on. The relevant case is Newbury v Davis...

    Spot on.

    The relevant case is Newbury v Davis 1974
  12. Incidently, if you're worried about loaning your...

    Incidently, if you're worried about loaning your vehicle to a friend / family under their DOC about them not being insured and thus you potentially being prosecuted for aiding and abetting no...
  13. This is confusing. The clause is simply there...

    This is confusing.

    The clause is simply there for if you were driving someone else's car as named driver or the policy was for Any Driver on the vehicle being driven and you tried to make a claim...
  14. As per previous post, Car Insurance is subject to...

    As per previous post, Car Insurance is subject to the RTA and Contract Law, as a basic rule of thumb, if a clause is omitted then it does not apply.

    Direct Line do not require the other vehicle to...
  15. In your example, the injured party would be able...

    In your example, the injured party would be able to make a claim against the Insurer of the (Owner) of the vehicle.

    What people believe and applying common sense is how urban myths about Insurance...
  16. Many Insurers insert this clause, it's designed...

    Many Insurers insert this clause, it's designed to prevent abuse of Driving Other Cars (DOC) by people who buy a cheap non driving wreck and insure it for the sole purpose of using the DOC.

    It's...
  17. Are you using your own solicitor or are you...

    Are you using your own solicitor or are you dealing with the other Insurer directly?

    Bear in mind Personal Injury claims typically take around 12 months as for obvious reasons, both sides await on...
  18. I explained in an earlier post why you have...

    I explained in an earlier post why you have probably already received your payment.

    If you speak to the solicitors who handled your injury claim, they will explain who they claimed from.

    The...
  19. Why would she want money from you?

    Why would she want money from you?
  20. You were a passenger in a car that was involved...

    You were a passenger in a car that was involved in an accident, the law allows you to claim against the driver of the vehicle and thus their Insurers.

    Obviously if the court rules in your friend's...
  21. As a passenger you can either claim from the...

    As a passenger you can either claim from the other party if they were at fault or you can claim from the owner of the vehicle you were driving in irrespective of whether they were at fault.

    Sounds...
  22. Replies
    3
    Views
    435

    The broker or more likely the Insurer will pay...

    The broker or more likely the Insurer will pay out to the owner / keeper of the vehicle, they may initially contact your friend's daughter as this will be the person they were advised of
  23. Replies
    2
    Views
    494

    It's not that an unusual situation, generally...

    It's not that an unusual situation, generally assuming the vehicle the reg number you supplied the Insurer is a vehicle they will cover there is not a problem.

    Assuming the vehicle is covered, the...
  24. No, you're contractually obligated to report all...

    No, you're contractually obligated to report all accidents an incidents to your Insurers.

    What typically happens when you don't report a fault claim is that the other party use a claims management...
  25. Thread: Help!

    by dacouch
    Replies
    9
    Views
    701

    Fronting has been going on for decades. It's...

    Fronting has been going on for decades.

    It's just easier for Insurers to catch them out now days thanks to technology
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