Search:

Type: Posts; User: dacouch

Page 1 of 8 1 2 3 4

Search: Search took 0.01 seconds; generated 16 minute(s) ago.

  1. If the OP was with any other broker they would be...

    If the OP was with any other broker they would be moving heaven and earth to help the OP out, it's a fairly common mistake and the Insurers have collected the correct premium to reflect the risk of a...
  2. XS Direct are aimed at the distressed market eg...

    XS Direct are aimed at the distressed market eg drivers with bad driving records and / or drivers with high performance cars that would attract very high premiums. XS Direct's "Solution" is selling a...
  3. Are you aware of the £3000 excess you are liable...

    Are you aware of the £3000 excess you are liable for that you pay even if you hit another vehicle and do not claim for your own damages?

    Try this forum as they are very pro consumer, the site...
  4. Why would you insure yourself with XS Direct... ...

    Why would you insure yourself with XS Direct...

    What an awful combination

    If via twitter you would @ them in a message

    Alternatively ring the Ombudsman up and ask them to contact One Call or...
  5. How senior a person did you speak to at One Call?...

    How senior a person did you speak to at One Call? Was is a member of the front line staff?

    The mistake you have made is relatively common and it is fairly standard practice for an Insurer to...
  6. Replies
    9
    Views
    397

    The FSA (Now the FCA) are not the Ombudsman, the...

    The FSA (Now the FCA) are not the Ombudsman, the Ombudsman has never dealt with complaints about financial institutions with home you have no contract between you except in very very unusual...
  7. Replies
    9
    Views
    397

    They have no contract with the third party...

    They have no contract with the third party Insurer, it is very very unusual for the Ombudsman to deal with a complaint about an Insurer you do not have an Insurance contract with.

    The OP even...
  8. Replies
    9
    Views
    397

    The OP cannot make a formal complaint to the...

    The OP cannot make a formal complaint to the Ombnudsman as he is not dealing with his own Insurers but the third partie's Insurer
  9. Replies
    6
    Views
    622

    Her husband does not get to tell you where to get...

    Her husband does not get to tell you where to get the car repaired.

    You can find out the name, policy number of their Insurers along with the insurers contact number for a bery small fee from...
  10. If the ombudsman rule in favour of the customer,...

    If the ombudsman rule in favour of the customer, they normally expect the insurer to put the customer in exactly the same position had the mistake not been made
  11. They normally declare that they joined the...

    They normally declare that they joined the roundabout from a different entry point than they did.
  12. Replies
    22
    Views
    1,201

    I agree Alan, Insurance is there to compensate...

    I agree Alan, Insurance is there to compensate innocent injured parties. The change is there to ensure those needing it most receive what they actually need.

    Low interest rates are unlikely to...
  13. Replies
    22
    Views
    1,201

    You're missing my point that the the media are...

    You're missing my point that the the media are purposely saying elderly drivers as it sells papers.

    The effect on your premium may be circa £10
  14. Replies
    7
    Views
    489

    Parking your car in a pub car park is in no way...

    Parking your car in a pub car park is in no way negligent
  15. Replies
    7
    Views
    489

    You have nothing to worry about, theft claims...

    You have nothing to worry about, theft claims have a high incidence of fraudulent claims so insurers are more robust when dealing with them.

    Your claim will have triggered their system to...
  16. Replies
    22
    Views
    1,201

    If you have ever tried to obtain a quote for an...

    If you have ever tried to obtain a quote for an 85 year old. You would see there is a huge jump from a 65 year old who most insurers would perceive to be a low risk.

    This is a combination of an...
  17. Replies
    22
    Views
    1,201

    The money is paid to the injured person or if...

    The money is paid to the injured person or if they cannot run their own affairs a trustee etc.

    They would then normally instruct a specialist financial adviser who would invest it in a mixture of...
  18. Replies
    22
    Views
    1,201

    Very briefly, the law affects how the settlement...

    Very briefly, the law affects how the settlement for a long term injury is calculated eg one causing major life changes and/or requiring lifetime 24 hour care and/or long term loss of earnings.
    ...
  19. Replies
    27
    Views
    2,292

    The mistake is clearly the garage's fault. I...

    The mistake is clearly the garage's fault.

    I would recommend you post on Pepipoo where there are plenty of legal bods who will know the chances of you successfully appearing at court or not.
  20. If you don't declare the alloys, virtually all...

    If you don't declare the alloys, virtually all the Insurers will now be aware you have allow wheels, many will cross check what you declared against any previous quotes when you make a claim. This is...
  21. Does your Motorbike policy include Legal...

    Does your Motorbike policy include Legal Protection Cover?
  22. Your friend is not classed as an "Independent"...

    Your friend is not classed as an "Independent" witness but will certainly help.
  23. If the Insurers are aware of the full details of...

    If the Insurers are aware of the full details of the accident they will admit liability.

    Are there any witnesses?

    You can contact his Insurers directly here www.askmid.com for a small fee it...
  24. Loath as I am to provide advice for someone who...

    Loath as I am to provide advice for someone who has been rude to respected posters on here...

    50/50 does not mean that each party swallows their own losses, it means that each party is equally to...
  25. Thread: No Claim Bonus

    by dacouch
    Replies
    20
    Views
    1,321

    Agreed and in each Policy Wording aka contract...

    Agreed and in each Policy Wording aka contract each Insurer defines their no claims bonus scale and what how many years it steps back to for each claim
Results 1 to 25 of 200
Page 1 of 8 1 2 3 4

Follow RAC:

Sales enquiries:

0330 159 1111

03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles. Calls may be monitored and/or recorded

Website Security Test