Letter of indemnity on its way
Consumer Insurance Act 2013, which basically means an Insurer cannot decline a claim for a non disclosure unless you've either acted intentionally and / or they would not have insured you had they been given the correct information. Assuming they would have insured the car had the correct reg been given then they would be liable for any claims hence why they should issue a letter of indemnity.
This was the statement I was able to give to M&S Insurance today and as a result I have a letter of indemnity in the post to me today. I have been passed around for several weeks and finally able to speak with a sensible and cooperative member of management team. The information from Dacouch is golden.
I will post to advise if the letter of indemnity resolves things with the police and saves me a fine and 6 points.