An insurance company has refused to fund healthcare for a British teenager who was brain damaged in a car crash in France because the vehicle was overloaded.
Surgeons removed part of 18-year-old Dicken Richards' skull to allow his brain to expand after he was critically injured in the crash in south west France on August 14.
His friend Ben Crozier, 19, died in the crash, which left two others seriously hurt and two more with minor injuries.
The Peugeot 206, with the group of six friends inside, overturned on a bend in Betplan near Marciac.
Mr Richards, 18, from Shepton Mallet, was in a medically-induced coma in Toulouse Hospital before beginning to regain consciousness.
Europ Assistance said Mr Richards' claim had been turned down because he was not wearing a seatbelt.
A spokesman said: "Regrettably the circumstances in which Mr Richards was injured are clearly not covered under the terms of his insurance policy.
"Exclusions apply to any claims that relate to a customer being involved in any malicious, reckless, illegal or criminal act."
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