Lower insurance premiums for Audis

Audi vehicles are likely to have lower insurance premiums than their rivals from the German premium sector brands, according to research.

The analysis calculated the average insurance premium ratings for Audi models and their competitors by using the data from the Association of British Insurers (ABI) group ratings database.

Results of the research showed that Audi vehicles have considerably lower average insurance premium ratings than competitors.

The insurance group's ratings database is updated every month and includes all trim levels, variants, body styles and engine types. Ratings are defined using a points system.

A number of factors, such as the purchase price, the cost of key parts, and the ease and cost of repair are looked at before assigning ratings. The Research Council for Automobile Repairs conducts an independent crash test to determine cost of repair after a collision.

The higher the outright purchase price or parts and labour charges, and the more costly and labour intensive the crash repair, the higher the points tally, and consequently the higher the insurance group rating.

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