A new scheme that will allow motorists to have their car insurance premiums rated on their driving performance is to be piloted in Northern Ireland.
Under the scheme, a data recorder - which can record the driver behaviour as well as pinpoint the location of the car - will be installed in the vehicle.
Caroline Currie, sales director atAutoline Insurance, the firm behind the device, said: "With this scheme, drivers will no longer have to endure the current broad brush approach to insurance rating, as premiums will be based on individual driving skills."
Drivers are already hit by soaring premiums. A recent European Court of Justice's decision to ban the assessment of car insurance premiums on the basis of a policyholder's gender from December 2012 would mean higher premiums, Autoline said.
With the new scheme, it will be possible to determine the price of car insurance based on driver behaviour, rather than the current underwriting categories.
Motorists who fit the device to their vehicles can go online to assess their driving performance and make improvements.
The scheme is similar to a project that has been successfully running in the US for several years and more recently has been tested in other parts of Europe and the UK.
Autoline is holding talks with local government departments to brief them on the impact the scheme could have for motorists in Northern Ireland.
It has also been negotiating with a number of insurers and is planning to launch the scheme later this year.
Copyright © Press Association 2011