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Classic Car Insurance

Michelle Hartry

Choose comprehensive insurance or laid-up cover for your classic car

What is a classic car?

To get a quote for classic car insurance from RAC, your collectors' car must:

  • be used as a second car
  • have been manufactured at least 15 years ago as a standard production model (20 years for some vehicle makes, for example Porsche)
  • not exceed 7,500 miles a year (you could get a discount if your mileage is lower than this)

Get a classic car insurance quote today:

Calls may be recorded and/or monitored.

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Our classic car insurance includes:

Classic car insurance
  • we agree a value for your classic car (where available)
  • cover for competitions, rallies and trials (excluding speed trials, racing and track events)
  • accidental damage, fire and theft cover
  • windscreen and window damage cover (Comprehensive cover)
  • third-party cover for towing a trailer or caravan (Comprehensive cover)
Classic car insurance

Why choose RAC?

  • Our Comprehensive classic car insurance also comes with liability to third parties cover (including passengers), personal accident benefits and cover for medical expenses and legal fees.
  • We've been around for over 100 years and we take pride in classic cars and the traditions of motoring excellence that they represent.
  • As an RAC Member you can save money on everything from dining out and day trips to sat navs and CDs.

Get a classic car insurance quote today:

Calls may be recorded and/or monitored.

Got a question?

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Additional questions

What if I don't drive my classic car? It's still a good idea to get car …

It's still a good idea to get car insurance. Ask us for a laid-up classic car insurance quote which covers you for accidental damage, fire and theft.

How do I know exactly how much my classic car is worth? RAC offer a free valuation …

RAC offer a free valuation service for vintage and collectors' cars. Give us a call on 0800 387 452 for more information.

Can you insure my cherished number plate? Yes, we can insure your…

Yes, we can insure your cherished or personalised number plate. Give us a call on 0800 387 452 for more information.

Save £100s with exclusive deals for our members.

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