A loan as personal as you
Whether you’re looking to buy a car, renovating your home or reorganising your finances, we’ll give you an instant decision and approved funds in your bank within 3 days.
- Quick online application
- Instant decision
- Funds within 3 days
- Fixed monthly payment
- Early repayment at any time
- Repayment over 1 to 7 years**
- Application won't impact your credit rating
Quick online application
Instant decision with same day approval
No up front fees
At RAC Loans we make sure you have complete clarity and certainty from the outset to help you balance your budgets. Clear and simple, with great service to match.
Are you eligible?
- Available for members and non-members
- Aged over 21 and under 75
- A UK resident for a minimum of 3 years
- Minimum annual income of £15,000
- Home owner or tenant
** Terms over 60 months only available on balances over £15,000.
Representative Example: for comparison purposes
Fixed 10.9% APR Representative based on a loan of £7,000 repayable over 60 Months.
Monthly payment of £150.08 total amount repayable £9,004.80
Ratings for Shawbrook Bank, provider of RAC Loans
RAC Loans is a trading name of RAC Financial Services Limited who are acting as a credit broker. Registered in England and Wales no. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. RAC Loans are provided by Shawbrook Bank Limited, Registered Office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE. Registered in England, Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.