The RAC has joined forces with Advisory Insurance Brokers Ltd to introduce an insurance service designed specifically for minibus operators.

Advisory Insurance Brokers Ltd is an insurance broker with access to well-known providers dedicated to providing cover for specialist motor products. Standing strong with more than 2,000 colleagues in over 50 locations nationwide, Advisory Insurance Brokers Ltd is one of the UK’s largest independent brokers. 

Choose minibus insurance cover that’s designed to be flexible and to meet the demands and needs of individuals or companies who need a specialist provider.

Via the RAC you will have access to specialist minibus insurance schemes for educations, schools and charities and can also provide minibus insurance for public and private hire.

Policy features:

• Cover is available on a Comprehensive or Third-Party Fire and Theft basis.
• Protected no claims bonus is available if you hold 4 or more years No Claims Discount.
• Public Liability cover is available for public or private hire where required by the local licencing authority.
• Cover for trailers.
• Instalment facilities available for qualifying customers. Full details of the finance provider, and the additional cost of finance, will be provided with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
• Cover for windscreen and glass.
• Cover for replacement vehicle following a claim is available.
• Cover is available for carriage of non-fare paying passengers, Social Domestic and Pleasure, Private hire, and business.

Why choose us?

Our trusted provider has access to a panel of experienced and competitive insurers to help you find suitable minibus insurance cover at a competitive price.

They offer a wide range of insurance products for minibuses, coaches, and buses, as well as mixed fleets of vehicles used for passenger transport.

There are a range of additional covers available including:

• Standalone RAC Breakdown Cover
• Legal Expenses Cover
• Public Liability Cover

Bespoke commercial insurance policies may have limitations and exclusions so please make sure you read all the documentation when you receive it to make sure you are happy with the cover provided.

All cover is subject to insurers’ underwriting criteria and full terms and conditions, which are available on request.

You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk. It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price. You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.