Home business insurance offers specialist cover for your buildings and/or contents including extended liability cover  if you choose to work from home; cover which is not usually included with a standard Household policy.

There is an option to extend your occupiers' and personal liability insurance to cover you for having visitors in your home in relation to your business, and we have policies to suit a variety of occupations.

We can also provide cover for equipment which is used specifically for your business, such as fax machines, computers and telephones. If your home based business is a full-time occupation or is frequented by clients and workers, you may also want to consider personal cover such as life insurance, health insurance and disability protection as well as public liability and employers liability policies.


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Or call for a quote on 0344 892 1757.

Why Choose Us?

  • Tailor made policies to suit your individual business
  • Expert staff in our UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses

Optional Extras

  • Property Owners, Occupiers and Personal liability cover can be extended
  • Cover for employed family members
  • Cover for office equipment (clerical equipment used in connection with the business - computer, fax, telephone, photocopier, typewriter, word processer, telecommunications equipment and office furniture)
  • Buildings and Contents

Cover is subject to insurers underwriting criteria, policy terms and conditions available on request.

RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.