Sales enquiries: 0844 891 3111


Shop Insurance

Protection and peace
of mind for shop

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Protection and peace<br /> of mind for shop<br />owners_img

As a shop owner, customer service always comes first. However without the right insurance in place, there may be times when you might have to let your customers down, such as if your stock is  damaged or if your retail premises have to close as a result of insured damage.  With the appropriate Shop Insurance you can protect yourself against many unforeseen events and keep your business running smoothly.

Common elements of Shop Insurance are:

  • Employers’ liability – required by law if you have any employees and protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business
  • Public liability – covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff
  • Premises cover - includes fixtures & fittings and protects against damage caused by a range of perils
  • Stock cover - includes cover for theft, accidental and malicious damage
  • Business Interruption - provides financial assistance for an agreed period of time for business overheads that result from considerable interruption to your trading following a fire or other major insured peril
  • Money cover - covers theft of money from your premises or whilst in transit to or from your bank
  • Glass cover - provides cover for the replacement of broken or damaged glass caused to your business including shop front, windows and glass in display cabinets
  • Products Liability - protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business

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Or call us on 0844 892 1757* today.

* 0844 calls are charged between 1p and 13p per minute for landline customers. Calls may be recorded and/or monitored. Lines are open Monday – Friday, 9am – 5.30pm.

Why Choose Us?

  • Tailor made policies to suit your individual business
  • UK business centre
  • Competitive premiums
  • Immediate cover available
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses

Optional Extras

  • Loss of Licence - various covers available that provide protection for your business or premises due to losing your liquor licence for reasons beyond your control
  • Deterioration of Stock - protects against damage to stock in your freezers caused by a rise or fall in temperature due to breakdown of your freezer unit or accidental failure of electrical supply
  • Goods in Transit - protects against loss or damage caused to goods on the move in the UK

RAC Insurance is a registered trade mark used by Towergate Underwriting Group Ltd under licence from RAC Financial Services Ltd trading as RAC insurance. Towergate Underwriting Group Ltd is authorised and regulated by the Financial Conduct Authority, registered in England with company number 4043759. Registered Address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent, ME14 3EN. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority, registered in England with company number 05171817. Registered Address: RAC House, Brockhurst Crescent, Walsall, WS5 4AW.